The Real Cost of Noise

On 27th July 2022, Facebook aka Meta Platforms reported weaker than expected revenue and earnings for the second quarter. The stock tumbled 26% erasing some $251.3 billion of marke ....Read More

The Silent Killer

This was some time ago. I happened to get into a conversation with a friend of mine - much younger than me - who was talking about how the cost of getting your children married is ....Read More

Brain Games

Have you seen this serial called “Brain Games” on the Disney-Hotstar OTT channel? If not, you must. It will dissolve any pride you may have in your ability to take rational dec ....Read More

Everyone Else Is Doing It

Peer pressure is for kids, right?When teenagers do it, we call it dumb.But when we do it, we call it smart investing. Some even call it “research.”Here are some r ....Read More

Chana, Teeth, and Timing Mismatch

In Marathi there is an old saying which goes something like this - दात आहेत तर चणे नाहीत, चणे आहेत तर दात नाहीत ....Read More

Be Less Wrong

An executive (Vishal – name changed) of a portfolio manager recently sent me the following WhatsApp message. Additionally, he made a remark that I reproduce here – “Th ....Read More

Not So Obvious

I have been receiving some amazing feedback for the last 2 Posts – The 500 Year Plan – Part I and Part II. In fact, I continue to ask this question to every person I meet. And ....Read More

The 500 Year Plan – Part 2

I received many shocked responses to last week’s post “The 500 Year Plan”. “Is this really possible?”, wrote one. “Where is the catch?”, wrote another. Many said they ....Read More

The 500 Year Plan

I was working on a 500 Year plan for my family. I know there are many ifs and buts here. It’s likely that there are many questions such as ‘Is he crazy? Or Who does this?’ go ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading