The Dunning Kruger Club

I asked my friend Ashish, “Have you heard about the Dunning Kruger club?”He replied, “No. I have never heard of this one.”I told him, “There is a free lifetime entry in t ....Read More

From Exit Polls to Election Results

All the exit polls (of the Indian Parliamentary Elections) on June 2nd, 2024 showed a thumping victory for BJP and NDA. An industry executive sent me this video – Bulls Watching ....Read More

The Witch of Wall Street

Last week, we explored how reframing our spending narrative can transform our financial behavior and emotional well-being. We understood the importance of aligning our spending wi ....Read More

What Happens When We Think We Know All There is To Know

In Professor Adam Grant’s book “Think Again”, I read an interesting story about an intelligent gentleman who got duped big time. While any of us can get duped in any area of ....Read More

Overcoming the Trap

The single most important factor in a lifetime of successful investing is your own behavior.You could have the greatest portfolio ever created. But one poor behaviora ....Read More

The New Highs: Milestones or Warning Signs?

The first quarter of 2024 saw the US S&P 500 gain 10%, its best start to the year since 2019. Any weakness in the market was bought leading the index to a new high. All in all, ....Read More

The Goldfluencers

Imagine you have discovered gold somewhere, loads of it. The assumption here is it’s legal and you are entitled to mine it (and that you know how to mine it). Without the ifs and ....Read More

The Thrill of Boring Investing

Have you ever visited the buzzing cities of Las Vegas, Reno, or Atlantic City? These aren't just havens for gamblers; they're electric with energy – more vibrant even than Rio de ....Read More

The Greatest Bank Robber in The World

Last week, I was writing my take on an interesting question pertaining to stock market investing...Let me keep the question a secret just for a few paragraphs. After a couple of da ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading