A Letter From Your Future-Self

Dear Present Self,It’s me—your future self. I know you’re feeling the weight of the market decline right now. The media is screaming headlines. Your phone is buzzing with not ....Read More

This is WHO Investors First Need Protection From

On a recent trip to Pune, I noticed that most motorcycle riders weren't wearing helmets. My colleague Rupesh remarked, "Most bikers here don’t believe in wearing one. Some have e ....Read More

The Need to Embrace Uncertainty

In the world of investing, one thing is certain: uncertainty. Markets fluctuate, economies go through cycles, and unexpected events can throw even the most well-thought-out plans ....Read More

The Dunning Kruger Club

I asked my friend Ashish, “Have you heard about the Dunning Kruger club?”He replied, “No. I have never heard of this one.”I told him, “There is a free lifetime entry in t ....Read More

From Exit Polls to Election Results

All the exit polls (of the Indian Parliamentary Elections) on June 2nd, 2024 showed a thumping victory for BJP and NDA. An industry executive sent me this video – Bulls Watching ....Read More

The Witch of Wall Street

Last week, we explored how reframing our spending narrative can transform our financial behavior and emotional well-being. We understood the importance of aligning our spending wi ....Read More

What Happens When We Think We Know All There is To Know

In Professor Adam Grant’s book “Think Again”, I read an interesting story about an intelligent gentleman who got duped big time. While any of us can get duped in any area of ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading