Elon Musk is not a Financial Professional

Elon Musk is a genius. The meaning of genius in this context being a person with very high IQ. This statement is so very true.At the same time, what also seems true is that his Emo ....Read More

Diversified or Deworsified

At a basic level, people understand diversification as “Don’t put all your eggs in one basket”. It is such a simple and powerful concept. The devil though lies in your litera ....Read More

The Gorillas of Investing

The headline might seem a little off but there is a context that you will appreciate.Before I get into the details, I would like you to watch this video. (Watch it first and then r ....Read More

Label your Emotions

There is a Chinese curse that says “May you live in interesting times”. Come to think of it, we are indeed living in interesting times. On the one hand, SpaceX (led NASA’s mi ....Read More

The Hungry Lion Questionnaire

Let me ask you a question “What will you do if the stock market falls?” Think about it. What will be your response? Now I give you 3 options: a. Invest More b. S ....Read More

Risk Free Return or Return Free Risk

Risk Free Return is such a misused term in Finance and Investing. Just because it is labelled so, we literally believe that the Returns are Risk Free. However, when the word “Ri ....Read More

Bubble Zone, Expensive, and Correction Musings

A friend asked me a couple of months back “Are we in a Bubble Zone?”  I asked him to define a Bubble and why he felt so. He said he did not know much about the subject but ....Read More

The 2 Bonus Words

Many of you loved last week’s post and I could see that in the comments received. This week is sort of a “Part 2” of that post. The previous post covered the words FREE and G ....Read More

Cucumber and Pickled

I know this sounds odd for the headline of an investing blog post. I promise though I have a point to make, so hang on.Adam Alter in his book “Irresistible: The Rise of Addictive ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading