“Mathism” – A word I coined to represent the tendency of forcibly converting everything into and justifying everything by, a mathematical equation, just to lend respectabilit ....Read More

In the Years 2050 and 2075

Goldman Sachs recently came out with a report “The Path to 2075”, which had long-term growth projections for the global economy covering 104 countries out to the year 2075. Whi ....Read More

Some Fundamental Truths

Many in the US financial media seem to have suddenly changed track. Bloomberg (to be followed by other outlets later) called this (the stock market closing at 4,400...20% more than ....Read More

The Brandolini Principle

Did you know that there is a course titled “Calling Bullshit”, at the University of Washington?This is not a joke; I am serious!As you might already know, there is so much bull ....Read More

ChatGPT and Investing

I don’t know if you noticed a small news item in some of the newspapers sometime last week. It described the experience of an investor with ChatGPT – the AI that is making all ....Read More

The ChatGPT Phenomenon

Have you heard ChatGPT in any conversation over the last few months? If you haven’t, you haven’t missed much. In this post, you will learn something meaningful about it (in the ....Read More

The Thing To Focus On In The New Year

This sketch is simply worth a thousand words.There is actually nothing left to say if you understand that it applies to every aspect of our lives. But I still wanted ....Read More

The Dad Lesson

This post is dedicated to my father “Prabhakar D Pandit”, the real hero of my life. He departed for his heavenly abode on 2nd October 2022 at the age of 82 (well he was 17 day ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

Read More

Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

Show Less

Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

Read More

What Amar's Reading