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Latest Posts

The New Highs Belong to Those Who…

Every investor wants the straight line. The clean upward slope. The calm journey where portfolios rise quietly and predictably. But markets do not move like that. They never have. They rise ....
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The World In 2050

Where will the world be in 2050? Where will stock markets be in 2050? And perhaps the most important question of all: What will your financial life cost in 2050? These are the questions ever ....
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The Key Mental Challenge

The key mental challenge is holding a diversified portfolio and watching some investments underperform every year. Every investor loves the idea of diversification. It sounds wise. It sound ....
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Two Scenes

Akshay Kumar understands something most people take a lifetime to learn. In a recent Amazon series featuring Kajol and Twinkle Khanna, he said something powerful. If you get offered two sce ....
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The Real Question

What are you more worried about: implementing a bad idea or missing a good one. Most investors will quickly say they fear implementing a bad idea. They worry about losing money, making a mis ....
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One Crore of Love

Can you buy one crore of love? What about one crore of respect? What about one hundred crore of genuine care, admiration, or affection? You cannot. No one can. And yet, most people spend the ....
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The Inner Scorecard

In investing and in life, there is one distinction that separates people who build lasting wealth from those who simply perform for the crowd. Warren Buffett calls it the Inner Scorecard. ....
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The Prize

British Irish comedian Jimmy Carr once said something brutally honest. “Everyone is jealous of what you have got. No one is jealous of how you got it.” It sounds like a joke. But it is ....
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Fear vs. Long-Term Truth

The bear case always sounds intelligent in real time. It uses complex words. It quotes macro data. It predicts doom with confidence. It is wrapped in logic and delivered with conviction. In ....
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Neither Saint Nor Sinner – Part 2

In my earlier post 'Neither Saint Nor Sinner', I wrote about how we are neither saints nor sinners. We live in the space between perfection and flaw, between intention and emotion, between p ....
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About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading