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Latest Posts

Neither Saint Nor Sinner – Part 2

In my earlier post 'Neither Saint Nor Sinner', I wrote about how we are neither saints nor sinners. We live in the space between perfection and flaw, between intention and emotion, between p ....
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Spend More to Spend Less

You want to spend less, try spending more. I know that sounds strange, almost contradictory. Spend more to spend less? But anyone who has learned the art of quality spending will tell you th ....
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You Still Can’t Show Off Your Mutual Funds

In the first part of this series, I made a simple point. You cannot show off your mutual funds. You cannot flaunt a SIP at a party. You cannot impress anyone by saying you stuck to asset all ....
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The Sweet Spot Is Never Here

In my earlier post, I wrote about how an investor is neither saint nor sinner. You will not get every decision right. You will not always stay calm. You will not always act with perfect disc ....
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Neither Saint nor Sinner

Ashish and I were having a conversation the other day about wealth, people, and what money does to a person. He said something that many people believe. “Money is the root cause of evil. ....
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The Key To Investing Success

Most investors prepare only for good news. That is the problem. They are comfortable when markets rise. They feel smart when things go as expected. Their confidence is directly linked to ....
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You Can’t Show Off Your Mutual Funds

You can show off your real estate. You can show off your car. You can show off your art collection. But you can’t show off your mutual funds. No one walks into a party and says, “Look at ....
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When Is Diversification Actually Working?

Most investors misunderstand diversification. They say they want it. But the moment part of their portfolio is not doing well, they panic. And then comes the instinctive reaction, “Should ....
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Direction versus Conviction

“Will the Sensex go to 100,000?” I asked someone recently. “Yes, of course,” she replied confidently. I smiled and asked again, “What about 300,000?” She didn’t even flinch. ....
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The Most Dangerous Place in Investing

Most investors are not stuck because of lack of information. They are stuck because of indecision. They keep researching. Then researching more. Then waiting for “just a little more clari ....
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About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading