Everything you need to know
to live a HappyRich Life
Simple yet powerful ideas that you can implement yourself
Please Enter Valid Email !
Latest Posts
Nano Learning
The New Highs Belong to Those Who…
Amar Pandit , CFA , CFP
Every investor wants the straight line. The clean upward slope. The calm journey where portfolios rise quietly and predictably. But markets do not move like that. They never have. They rise ....
Read More
January 2, 2026 | 3 Minute Read
- 0
- 1
Personal Finance
The World In 2050
Amar Pandit , CFA , CFP
Where will the world be in 2050? Where will stock markets be in 2050? And perhaps the most important question of all: What will your financial life cost in 2050? These are the questions ever ....
Read More
December 30, 2025 | 5 Minute Read
- 1
- 0
Personal Finance
The Key Mental Challenge
Amar Pandit , CFA , CFP
The key mental challenge is holding a diversified portfolio and watching some investments underperform every year.
Every investor loves the idea of diversification. It sounds wise. It sound ....
Read More
December 26, 2025 | 2 Minute Read
- 3
- 0
Uncategorized
Two Scenes
Amar Pandit , CFA , CFP
Akshay Kumar understands something most people take a lifetime to learn.
In a recent Amazon series featuring Kajol and Twinkle Khanna, he said something powerful. If you get offered two sce ....
Read More
December 23, 2025 | 6 Minute Read
- 2
- 0
Nano Learning
The Real Question
Amar Pandit , CFA , CFP
What are you more worried about: implementing a bad idea or missing a good one. Most investors will quickly say they fear implementing a bad idea. They worry about losing money, making a mis ....
Read More
December 19, 2025 | 2 Minute Read
- 0
- 1
Behavioral Finance
One Crore of Love
Amar Pandit , CFA , CFP
Can you buy one crore of love? What about one crore of respect? What about one hundred crore of genuine care, admiration, or affection? You cannot. No one can. And yet, most people spend the ....
Read More
December 16, 2025 | 7 Minute Read
- 7
- 4
Nano Learning
The Inner Scorecard
Amar Pandit , CFA , CFP
In investing and in life, there is one distinction that separates people who build lasting wealth from those who simply perform for the crowd.
Warren Buffett calls it the Inner Scorecard.
....
Read More
December 12, 2025 | 3 Minute Read
- 9
- 5
Behavioral Finance
The Prize
Amar Pandit , CFA , CFP
British Irish comedian Jimmy Carr once said something brutally honest.
“Everyone is jealous of what you have got. No one is jealous of how you got it.” It sounds like a joke. But it is ....
Read More
December 9, 2025 | 7 Minute Read
- 8
- 4
Nano Learning
Fear vs. Long-Term Truth
Amar Pandit , CFA , CFP
The bear case always sounds intelligent in real time. It uses complex words. It quotes macro data. It predicts doom with confidence. It is wrapped in logic and delivered with conviction. In ....
Read More
December 5, 2025 | 3 Minute Read
- 7
- 2
Philosophy of Money
Neither Saint Nor Sinner – Part 2
Amar Pandit , CFA , CFP
In my earlier post 'Neither Saint Nor Sinner', I wrote about how we are neither saints nor sinners. We live in the space between perfection and flaw, between intention and emotion, between p ....
Read More
December 2, 2025 | 7 Minute Read
- 5
- 4
About Amar Pandit
Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.
Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.
Show LessAmar's Philosophy
It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.
What Amar's Reading
-
Living Into Leadership: A Journey in Ethics
Book By : Bowen H. McCoy
-
High Performance Habits: How Extraordinary People Become That Way
Book By : Brendon Burchard
and then tap on