Amar Pandit Profile

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Latest Posts

Rich and Poisoned: From Quack Medicine to Quack Investments

Let’s begin with a question for you, “Before the 1700s, which members of society do you think had the shortest lives?” By members, I mean the poorest, the middle class, affluen ….Read More

The Best Investors

Nick Sleep’s words carry deep wisdom. “The best investors are not investors at all. They are entrepreneurs who have never sold.” This statement is both profound and counterin ….Read More

A Letter From Your Future-Self

Dear Present Self, It’s me—your future self. I know you’re feeling the weight of the market decline right now. The media is screaming headlines. Your phone is buzzing with n ….Read More

The Truth About Investing

Investing is simple, but simple is hard. This idea may seem paradoxical, but it’s the truth. At its core, investing boils down to basic principles: start early, buy quality asset ….Read More

This is WHO Investors First Need Protection From

On a recent trip to Pune, I noticed that most motorcycle riders weren’t wearing helmets. My colleague Rupesh remarked, “Most bikers here don’t believe in wearing one. Some have e ….Read More

This is Real Financial Freedom

The sketch beautifully illustrates a critical concept: financial freedom is about finding the right balance between time and money. We often assume that having more money will auto ….Read More

This is Financial Wellness

Financial wellness is a term that we hear often, but defining it is not as simple as giving a number. It’s not a figure on a bank statement, a certain level of net worth, or a pa ….Read More

Today’s Market High = Tomorrow’s Opportunity

The visual above captures a critical lesson for all of us: the market might seem “too high” today, but in the long term, that perspective can change dramatically. How often have w ….Read More

The Swiggy IPO Mania

Here’s a question for you: What’s more important to you—making money or making good decisions? At first glance, it might seem like an either-or question. But it’s not. It ….Read More

You Never Needed to See it Coming

This sketch beautifully illustrates an important truth about investing: you don’t need to predict every market move to succeed. Many investors feel they need to foresee every do ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading