Amar Pandit Profile

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Latest Posts

The Pretend Investor Disease (PID)

Last week, the news that dominated the Crypto world as well as equity markets was the fall of Stablecoin TerraUSD (UST). At a basic level, Stablecoins are meant to be stable with t ….Read More

14 Words to understand Risk

Risk as a subject is rarely understood by investors and the general public. Thus, we have shortcuts for risk based on our perception, and/or experience. Mostly, it’s perception a ….Read More

Speculation Series – Part II

In the first post of the Speculation Series, I focused on defining speculation (as well as speculator), investing (investor) and the difference between the two. I did that because ….Read More

The Ultimate “Buy Now Pay Later” Scheme

We are all familiar with “Buy Now Pay Later” schemes. We come across them every day. A typical pitch is “Want to Buy something. Don’t have the Money now. Don’t Worry ….Read More

Machines and Market Timing

Let me ask you 2 simple questions. Do you believe in market timing? Do you believe anyone can do this consistently (emphasis on the word consistently is key)? If you a ….Read More

The Curiosity Dividend

Here are some valuable insights for the next few decades. I hope you find them useful to make sound financial decisions. You are likely to live longer. Your lifestyle infl ….Read More

The Powerful Difference

Last week, the talk of the town was Netflix. Everyone I came across seemed to be talking about it. And these are people from outside the investment industry discussing Netflix and ….Read More

What do you think of the market?

This is a very common question I hear when someone figures the industry/profession I am in. My answer is pretty simple. Some of you may have even heard it before. I don’t wa ….Read More

The Romantic Lie

In his book “Wanting”, Author Luke Burgis writes, “When people tell you what they want, they tell a version of the Romantic Lie. It goes something like this: I just reali ….Read More

The Next 15-20%

Last year, I had written a Nano headlined, “The Next 300%.” This was very well received. In case you don’t remember it, I would recommend giving it a quick read. It might jus ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading