Amar Pandit Profile

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Latest Posts

Infinite Upside >>> Limited Downside

The Sensex has fallen many times. It has seen bear markets, recessions, wars, scams, and global crises. The worst fall was in 2008. A 60% drop. It felt like the end of the financ ….Read More

The Illusion of “Easier Times”

The visual above captures something we all experience. When we look back, life feels simple. “Those were the good days.” “Life was so easy.” But was it really?

The Sensex In 2050?

I asked Rahul, a seasoned entrepreneur, where he thought the Sensex would be in 2050. He paused, thought for a while, and said, “I don’t know… maybe 250,000 or 300,000.” Then ….Read More

The Shoe Button Complex

Confucius wrote, “Real knowledge is to know the extent of one’s ignorance.” Peter Bevelin in his book, “All I Want to Know is Where I’m going to Die So I’ll Never Go T ….Read More

The Keys That Unlock Everything

Questions are keys. They unlock doors. They unlock clarity, action, and results. This isn’t just a poetic idea. It’s the very foundation of progress—in life, in busines ….Read More

Risk is…?

Risk is often misunderstood. Many think it’s just about losing money. But as this visual beautifully illustrates, risk is far more nuanced and personal. It’s not just about ma ….Read More

The Missing Piece

Will the Sensex make a new high at some point? Yes. Will the Sensex hit 100,000? Yes. Will it hit 200,000? Yes, again. Isn’t that incredible? It is. It’s mind-blowing. It ….Read More

Emotions, Stock Prices, and True Value of Great Companies

When times are uncertain, fear takes over. Emotions run high, stock prices swing wildly, and every headline seems to scream doom. It’s easy to feel overwhelmed, to believe the wo ….Read More

Owning a Nation’s Future

The US has been the world’s largest economy for more than 100 years, and will maintain its lead, in 2025 with a GDP of $30.3 trillion. China also holds its 2nd position with a $1 ….Read More

The Only Reliable Prediction

Uncertainty is the only certainty we have. The visual above captures the truth about financial markets and life itself. No one can see beyond the present moment with absolute clari ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading