Amar Pandit Profile

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Latest Posts

The Big Lie About Democratization

Everyone is trying to democratize investing. That’s what they say. Except most don’t understand what it really means. They confuse democratization with access. Giving acces ….Read More

How Big of a House Is Really Enough?

I recently moved from a large house to a much smaller one. Before moving, I had one big question. Where will we keep all the stuff? That question haunted everyone at home. It fe ….Read More

Always Worth It

Pain is the price of admission for long-term returns. Every decline feels like the end of the world. Every bear market looks like the worst one. Every crisis feels differe ….Read More

The Complete Package

Everyone wants the gains. No one wants the declines. But here’s the truth. You cannot separate them. You cannot have one without the other. Sto ….Read More

The Biggest Threat

The stock market has always recovered from crashes. But not every investor has. This is the fundamental truth of investing. The market moves in cycles. It falls. It rises. It cor ….Read More

There Is No Average Return

The Sensex has delivered an average annual return of 15.67% since 1979. That number looks great. But here’s the problem—this is not how it actually plays out. There is no su ….Read More

This Time Is Never Different

The world always feels uncertain. There is always a crisis. Always a reason to panic. Always a headline screaming that this time is different. But look at the chart. Markets cli ….Read More

The Easiest Way To Win

Most people want to know how to succeed in the stock market. They look for strategies, formulas, tips, and secret insights. They chase the next hot stock, the best fund, or the per ….Read More

An Important Financial Skill

Expectations shape our relationship with money. Not numbers. Not market returns. Not net worth statements. Morgan Housel wrote, “If your expectations grow faster than money, yo ….Read More

Will You Master This?

Your investment returns have little to do with the market. They have everything to do with your behavior. This is the truth most investors don’t want to hear. They want ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading