What an Amazing Business

Can you take a guess about the industry I am referring to? The award clearly goes to the Banking industry. It is an outstanding business and here is my oversimplified take on it. T ....Read More

The 1 Year (Bear) Anniversary

It has been slightly over a year now since COVID-19 created havoc in the lives of people and the way we live, work and play. I distinctly remember March 2020 but do not feel it any ....Read More

Lessons of the Gamestop saga!

Technology is liberating, technology is empowering, technology makes the world more egalitarian!That was the refrain of much of the media frenzy that surrounded a fascinating story ....Read More

This Exercise is immensely helpful

I wrote this down initially as an experiment for myself. I wanted to see how accurately I could recall some of the historical moments that I have lived through. It was so useful th ....Read More

The Reality of Bitcoin Investing

I heard this gem “98% of Bitcoin buyers have not become millionaires despite buying the best asset of the last decade and even the best asset ever”. I am not surprised at all a ....Read More

We Live in Interesting Times

I wasted exactly Zero minutes on the Budget this year and I plan to save myself and you from the mindless budget conversations (& musings) that most people seem to have before, ....Read More

Making Sense of Bitcoin

The other day, a friend asked me “What do you think of Bitcoin, Amar?”  I gave her my perspective and my friend loved the explanation. So, I thought of writing a simple ye ....Read More

The Debt Fund Saga

Debt is generally considered to be the boring cousin of Equity because the action is always in the Equity markets. However, the Debt market has not been far behind in the last 18 m ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading