Learner versus Learned

Most people miss out the difference between a Learner and a Learned.Who would you rather be? I made my choice a long time back. I prefer to be a life-long ....Read More

Decision Making Quiz Continued

A sincere "Thank You" to all of you who responded with your thoughts and explanations.Majority of the responses I received were favouring option (b) and some chose both while givin ....Read More

Decision Making Quiz

Let us look at 2 decisions: a. You decide to invest in the last week of January before the market fell.  Then the market falls. b. You decide to exit out of the market in th ....Read More

Launch of the HappyRich Investor Crypto Academy

Nothing sells better than an asset whose price keeps making headlines.If you are reading this, chances are you have come across Bitcoin and the Crypto world making new headlines ev ....Read More

3 Things an Emotionally Intelligent Investor Does:

Label your Emotions – Wrote about this last weekPre-Commit to an Action – Refer to Ulyssesan Contract PostCreate a Gap Between Stimulus and Response. Holocaust Survivor, Neurol ....Read More

This is the Correct Order…

Most people invest this way:Portfolio comes First Plan - Depends on the Market or MediaGoals - What the hell is this? The wise ones follow this order: Goals - Why? ....Read More

What came First?

Let me ask you an interesting question. What came first? No, I am not asking about the chicken or the egg. What came first amongst these 3 – Central Bank, Common Stock (equity) a ....Read More

Return Free Risk Continued

I abruptly ended my previous post as there were too many important points that came up while I was writing it. If you wish to reread the previous post, click here. I ended the prev ....Read More

The Free Locker

I received a lot of appreciation for this week’s post “What an Amazing Business?” If you have not read it already, I would encourage you to check it out. I also thought of do ....Read More

The Cost of Believing Headlines

Do you remember the Headlines in February –April 2020?We might not remember the headlines. We might not even feel now what we felt back then. However, when we live through such p ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading