What Should I Do About the War?

“It seems like the India-Pakistan war has begun. What is the impact of this on my portfolio? Do I need to do something? A friend told me ‘Buy gold… Buy silver,” said Megha, ....Read More

The Real Edge in Investing

What’s the most important quality for an investor?Is it intelligence?A sharp mind?Deep knowledge of the markets?It’s easy to think so.But Warren Buffett said it best:“The mos ....Read More

The Happyness Factory Manifesto

We are not in the business of money. We are in the business of meaning. We do not exist to sell products. We exist to ask better questions. To listen deeply. To understand w ....Read More

The Golden Truth Jim Carrey Wants You to Know

“I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer.”—Jim CarreyIt’s hard to imagine someone mor ....Read More

The Richest?

What do you want your money story to be?That you had loads of money but were poor in your head?That you were one of the richest people, yet you lived with a scarcity mindset?We cel ....Read More

The End Of History Illusion

Dan Gilbert said these brilliant words - "Human beings are works in progress that mistakenly think they're finished." You are not the same person you were ten years ago.Your prefe ....Read More

The Big Lie About Democratization

Everyone is trying to democratize investing.That’s what they say.Except most don’t understand what it really means.They confuse democratization with access.Giving access is eas ....Read More

Always Worth It

 Pain is the price of admission for long-term returns.Every decline feels like the end of the world.Every bear market looks like the worst one.Every crisis feels dif ....Read More

The Biggest Threat

The stock market has always recovered from crashes.But not every investor has.This is the fundamental truth of investing. The market moves in cycles. It falls. It rises. It correct ....Read More

This Time Is Never Different

The world always feels uncertain.There is always a crisis. Always a reason to panic. Always a headline screaming that this time is different.But look at the chart.Mar ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading