Probability versus Certainty

We all know the fact that we live in an uncertain world. The only certainty here is the uncertainty we all face (I have mentioned this several times before too). Today I would like ....Read More

The Two Concurrent Truths

This visual does not need much explanation. While the two truths might not be intuitive enough when we are in the midst of a correction or a crash, they always play out with 100 ....Read More

The Fed Doesn’t Know It Yet

There is a lot of financial garbage published regularly on what investors think the Federal Reserve is going to do. Everyone seems to have an opinion on this except the Fed. ....Read More

Between You and Your…

To live the life you have imagined with your money or to never ever worry about money, you have to be good with several money skills.How to Acquire It?How to Save it?How to Spend I ....Read More

The Part Time Doctor

Have you ever seen a part time Doctor or even better a part time Surgeon?What I mean by that is they do something else for a living but as a part time hobby they practice medicine ....Read More

Temporary Volatility and Permanent Return

This is one of the most important fundamental truths of investing. But the challenge is that it’s not very intuitive. Thus, we tend to dismiss the concept easily or rather not ta ....Read More

The Market is Too High

Before you jump to any conclusion, let me make a clear disclosure. I am not making a forecast (not that I ever do). The headline “The Market is Too High” is simply the title of ....Read More

The Enoughness of Life

Many of you loved the Enoughness of Money post. In case you haven’t checked it out yet, kindly do so. You will enjoy it. Now let me ask you a slightly different question in the c ....Read More

The Intellectual Poison

Like every year, 2023 will also be a year where we will witness a lot of intellectual poison.In the investing world, they come in the form of forecasts, research reports, articles, ....Read More

The Five Money Secrets

Can you guess what the 5 secrets are?Hint: These have nothing to do with selection of products/markets/assets, or timing (getting in and out).Joe John Duran, CFA in his book “The ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading