The Recency Bias

One thing we humans specialize in is to take the recent past and project indefinitely into the future. Turns out, this phenomenon has a name. It’s called the Recency Bias – and ....Read More

Conventional Wisdom

Today’s Nano is a simple yet powerful sketch. Rising Costs aka inflation is a disease. You can never beat it or manage it with fixed income.I hope the a ....Read More

Yet Another Irony

I had written a post “The 2 Other Ironies of Investing”, which many of you loved. Guess what! There is another interesting one. While I have written about it before, but this o ....Read More

Always Follow WWHWW

Any guesses about what this cryptic headline is?It has nothing to do with WWF, Wrestling or Wildlife.It has everything to do with investing your hard-earned money. ....Read More

Quantum Physics and Investing

The Author of “The Comfort Book”, Matt Haig, writes these amazing lines – “According to quantum physics, the laws of the universe are probabilistic. This means that even ....Read More

The IPO Mania

Webster defines Mania as excitement manifested by mental and physical hyperactivity, disorganization of behavior, and elevation of the mind.  The word is thus mostly associated ....Read More

The First PV

Does the headline seem confusing?It might seem so because I have not mentioned “what PV” is yet.To many financial smarties, PV means Present Value. Well, this is not what I am ....Read More

The First Time Ever

The 10 Year US Treasury Bond is on track for its worst year ever. It’s down -16.7%.Yes, you read that right.The safest Treasury Bond in the world is down -16.7% this year.Isn’t ....Read More

Stars and Returns

While there is no direct connection between the two words of the headline, metaphorically there is a powerful connection.James Clear (Author of Atomic Habits) wrote, “The brillia ....Read More

Run out of… Part II

To quickly jog your memory, I had asked this question last week.Let’s say you have to pick one of these 2 things -1. Run out of MoneyOR2. Run out of TimeWhich one would you choos ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading