The Bigger Challenge

Wherever you go, chances are people are talking about a big challenge the world is facing...Generous Hint: It’s got something to do with intelligence.You guessed it: Artificial I ....Read More

Two Things About Enough

No matter how much you have, two things will always be simultaneously true:You don’t have enough.You have more than enough.It doesn’t matter what we’re talking about. Time, m ....Read More

Enough versus More

John D. Rockefeller (considered as the richest man in history) was once asked, “How much money is Enough?”His response, “Just a little More.”What does this tell you?Three t ....Read More

Noise, Information and Useful Stuff

 Do me a favour.Try to remember a time when you read or heard something about money in the news, you acted on it, and then, with the benefit of hindsight, you were g ....Read More

Volatility Laundering…

I believe you would have heard the term Money Laundering, but have you heard the term volatility laundering?Can you guess what that is?While it comes in various flavours, one that ....Read More

The Formula for Investing Success

Here is the simple (but not easy) formula for investing success...The mindset of being optimistic about the future +The courage to just start (investing)+...If I must add a word ....Read More

The Time Everything Will be Ok

In his book, “The Untethered Soul”, Michael A Singer, wrote some profound lines...“The truth is, everything will be okay as soon as you are okay with everything... And that ....Read More

The Four Words You Believe

Your success as an equity investor depends on four words...These four words drive how you behave in the stock markets or how you behave with your portfolio...The truth is there are ....Read More

1881 and 2023

In 1881, New York Times cited academics who said telegraphy will end the world.Can you imagine your life without telecommunications today?Can you imagine your life without all the ....Read More

Works in Progress

There is a brilliant Daniel Gilbert quote that I ask you to meditate on: “Human beings are works in progress that mistakenly think they are finished.” We were a work in p ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading