The Next Two or Three Feet

Anne Lamott in her book “Bird by Bird: Some Instructions on Writing and Life”, has written some amazing lines. They are so relevant to investing as they are to every walk to li ....Read More

When to Invest and Sell

Let’s try to answer this question together.When should we Eat?Answer: When we are hungry.When should we Rest?Answer: When we are tired.Likewise, when should we Invest?Answer: Whe ....Read More

Are you Earning it or “Paying” for it?

I have written extensively about Compounding. It’s one of my favourite themes and needless to say, it forms the bedrock of investing as well as our lives. Everything we do is imp ....Read More

All investing boils down to these 3 questions

On second thought, let me add 3 words before the word investing in the headline.All naïve stock market investing boils down to these 3 questions.Will the market go up or down?Whic ....Read More

A Trade with Warren Buffett

How many are willing to do a Trade with Warren Buffett?Before you get all excited, listen to this one carefully.He gets your age, and you get his money.Mr. Buffett will do it happi ....Read More

Price Correction or Time Correction

Do you know the difference between these two types of correction?A Price Correction is one that happens in a short period of time. Prices correct sharply.The correction of 2020 was ....Read More

Who will you bet your financial life on?

The headline might be a little puzzling, but I am hoping that this Nano will make you think. Who will you bet your Financial Life on? Government Bonds to deliver you some safe r ....Read More

The Only Certain Thing

The Only Certain thing in Investing is Uncertainty.There is nothing called Safety. It’s an illusion. We will never be totally safe. No one actually is.When we aim for safety, we ....Read More

The Costliest Mistake

I attempt to sum up the key mistake in 21 words.Market Declines – TemporarySelling and Booking Losses – PermanentMaking Permanent Decisions based on Temporary Feelings is the C ....Read More


Are you wondering what this number written as a headline means?I am sure you are.I had written a post headlined “Decision and Outcome” on November 2nd. One of the key points of ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading