The Investment Everyone Wants

I love the above visual. Each quadrant says something wonderful but there is one quadrant that might capture your imagination because it beautifully captures one of th ....
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The Perfect Portfolio

One of the biggest myths in investing is that if we could somehow build the perfect portfolio, everything else would take care of itself.It won't.This is because the greatest ris ....
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What If Nobody Really Knows?

The visual above suggests there are only two kinds of forecasters. Those who don't know and those who don't know they don't know. The third type of forecaster is missing fro ....
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The World’s Unluckiest Investors

Spend some time on the image above. Four fictional investors made what appeared to be the worst investment decisions imaginable. One invested at the peak of the dot-com bub ....
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The Most Expensive Competition

We are obsessed with comparing ourselves to others. This is pointless behavior, of course. How other people are doing has nothing to do with how you are doing. But it’s ....
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The Real Winners Are Often Invisible

Investors spend a great deal of time looking for the next big winner. They often forget to ask a far more interesting question. Who else wins if this trend becomes real? Take ....
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The Cost of Not Deciding

One of the biggest myths in investing is that if you spend enough time researching, you will eventually make the perfect decision. You won't. Research certainly has valu ....
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The Scoreboard

Every investor is playing a game. The only question is this. Which scoreboard are you looking at? Most people spend their investing lives staring at the scoreboard on ....
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Who Is In Charge?

This is one of the simplest sketches I have seen but it is also one of the deepest. There is a fine line between stuff you own...and stuff that owns you. At first glanc ....
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The Flowers Arrive Too Late

I recently read a quote on my colleague Rupesh’s DP. It was deep and thoughtful. "People have beautiful things to say about you... but you must die first." It is uncomfort ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading