The similarity between our Lives and Mutual Funds

Let me give you a hint. It has something to do with a Nano I wrote a few weeks back “The Least Understood Line”. Never mind, let me break the suspense.The similarity is that bo ....Read More

Some Points to Ponder Over

The following is some food for thought.1. The US Election Uncertainty is Over.2. Serious Vaccine Progress made by Pfizer and Moderna. At some point of time, we might have a Vaccine ....Read More

Which camp are you in?

One of the fundamental requirements to be successful as an investor is to have a positive view of the future. I call it Optimism. There is a general sense even among smart people t ....Read More

Owner versus Loaner

The only real way to create wealth and beat inflation (maintain your lifestyle) is by becoming an Owner. The only other way is to become the Loaner (Lender) who is charging exorbit ....Read More

It is time to Play the Angel’s Advocate

How many times have we all heard this line “I am playing the Devil’s Advocate here or Let me play the Devil’s Advocate”? This is a simple way of asking “What can go wrong ....Read More

The Least Understood line about Mutual Funds

We see a lot of Mutual Funds Sahi Hai advertisements during the IPL matches. My daughter Reet remarked “While the advertisements are focused on Mutual Funds Sahi Hai, do people k ....Read More

What If versus What Is

We often worry about “What If” this happened. This applies not only to Investing but in every part of Life.“What if I invest now and the market goes down?” This fear keeps ....Read More

The One Guarantee in Investing

Last week, I wrote about “The Art of Investor Construction” and an equation that is extremely important for every investor to realize. At the same tim ....Read More

Enough or More

One of the root causes of problems in investing (as well as in life) is an inability to understand the difference between Enough and More.I want more money. This forces people to m ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

Read More

Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

Show Less

Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

Read More

What Amar's Reading