Stock Prices and Risk

Though the relationship between stock prices and risk is evident, there is a finer point that is always missed.When stock prices go down, the risk in the portfolio of well diversif ....Read More

5 Essential Things to do in a Bear Market

I had written 2 posts in March 2020 headlined “Embrace the Bear” and “Embrace the Bear – Part II”. While these are excellent (based on what readers told me) and relevant ....Read More

Blood and Money

We all need blood to live. But do we live for our blood? Likewise, we all need money to live. But do we live for our money? Do you? Nobody does. But this relationship betw ....Read More

The Shortcut

All of you would have heard “invest for the long term” hundreds of times from your financial professional. If you haven’t, I would be surprised and would love to know who thi ....Read More

The Banker

This is the one of the most interesting definitions of a banker that I have come across.I had typed a big disclaimer explaining who I am specifically referring to as a banker but t ....Read More

The Outperformance

Last week, I wrote “14 Words to understand Risk”. Just continuing that train of thought in this Nano. Safety is a myth. We feel safe when there is no volatility in an inv ....Read More

14 Words to understand Risk

Risk as a subject is rarely understood by investors and the general public. Thus, we have shortcuts for risk based on our perception, and/or experience. Mostly, it’s perception a ....Read More

The Ultimate “Buy Now Pay Later” Scheme

We are all familiar with “Buy Now Pay Later” schemes. We come across them every day. A typical pitch is “Want to Buy something. Don’t have the Money now. Don’t Worry. We ....Read More

The Curiosity Dividend

Here are some valuable insights for the next few decades. I hope you find them useful to make sound financial decisions. You are likely to live longer. Your lifestyle inflati ....Read More

What do you think of the market?

This is a very common question I hear when someone figures the industry/profession I am in. My answer is pretty simple. Some of you may have even heard it before. I don’t w ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading