The Halfway Point

“Retirement is not the finish line; It is the halfway point.”That may sound counterintuitive.Because for decades, you are told one thing.Save. Invest. Accumulate. ....
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The Sirens

In Greek mythology, sailors passing through certain waters would hear the beautiful songs of the sirens. The music was irresistible and so powerful that sailors would aband ....
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The Magic of Real Diversification

Most investors don’t know this. Over long periods of time, a large part of returns in equity markets often comes from a surprisingly small number of stocks. In some studies, l ....
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Markets and Our Minds

Let me ask you something. Do you really have a problem? Or have you told yourself a story. Think about it. Markets fall. Headlines scream. People panic. An ....
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The Line Between

Are you smart with money. Or a little too smart. At first, this may sound strange. Because being smart is good. More knowledge. More information. More awarene ....
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When Opportunity Feels Like Risk

When do you feel most comfortable investing?When the news is positive.When everything looks stable.When markets are going up.When everyone around you feels confident.It feels right ....
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The Goal

If you listen carefully to investor conversations, you will notice something interesting.The questions keep changing.But the anxiety stays the same.A few years ago, ....
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The Profound Truth

What does this sketch show you? Three tall pillars. Time with people you love. Experiences. Freedom. And then, somewhere on the side, a small forgotten box labeled ....
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The Ending of Your Financial Story

Sometimes investing feels like reading two very different books. One is fiction. The other is non-fiction. The strange thing is that many investors spend most of their ....
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Mistakes and Overconfidence

“The market is going down,” said Ajit. “My expert friend has told me. This is 2008 all over again.” If you have been investing long enough, you have probably hear ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading