The Important Thing We Never Plan For

Last time I wrote about planning for retirement, and why it is critical that we look upon a retirement plan NOT as a “saving for retirement” plan but a “spending after retire ....Read More

The Living Lists

I know the exact Aha moment when I figured it was time to retire from my job. While there have been many Aha moments, this one in particular was super important and special. This w ....Read More

Sleight of Hand

Not even the most sophisticated and expensive camera can match the width of the field of vision of a naked human eye. See the first photo below. This is an extremely wide-angl ....Read More

The Best Gift for your Parents and Family

All of us understand the role Documentation plays in our lives. The trailer of the movie “Kaagaz” is hilarious and explains the importance of documentation in our lives in a ve ....Read More

Uncomfortable Conversations with your Elderly Parents

Have you ever had a conversation with your parents (and siblings) about your parent’s finances?  We know how uncomfortable this drill can be for most people. Thus, we always do ....Read More

Do you have a Use–By Date written somewhere?

The First Chief Executive of Tata Consultancy Services, F.C. Kohli (also known as The Father of the Indian Software Industry) passed away on 26th November 2020 at age 96. When I jo ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading