The Myth of Relative vs. Absolute Returns

“Your portfolio is very good, but these are relative return strategies,” said Priya, a wealth manager, to Tarun, a senior chartered accountant. “You need an absolute return s ....Read More

BUY and BUILD

Dear Investor,I want to introduce you to a strategy that might seem simple, but it’s one of the most powerful ways to build wealth over time. It’s not about trying to time the ....Read More

The Real Power of an Investment Strategy

"Why does the market keep going up and down? Rather why does it have to go down?" asked Reena looking frustrated. She had been watching her portfolio closely, and recent dips made ....Read More

Finding Peace in Your Financial Life

When was the last time you thought about your money and felt truly peaceful? If you’re like most people, the answer is probably “rarely, if ever.” And that’s ....Read More

The Swiggy IPO Mania

Here’s a question for you: What’s more important to you—making money or making good decisions?At first glance, it might seem like an either-or question. But it’s not. I ....Read More

The Overhyped Resourceful Automobile IPO

The stock markets have always been a hotbed for investor emotions, where hype and excitement often override logic and reason. The recent oversubscription of Resourceful Automobile' ....Read More

A Letter from “Long-Term”

Dear Investor,I am Long-Term, and I feel it’s time we had a heart-to-heart. There's often confusion about who I really am. People throw my name around, suggesting that investing ....Read More

When Not to Sell

Last Tuesday, I wrote about the 6 times when you should think of selling. This post is about 6 times when you shouldn’t. Without wasting any more words, let’s dive right in.1. ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading