Nano Learning

Habits or Decisions

Amar Pandit , CFA , CFP

We think we are taking decisions every time but sorry the decision has already been made.We are now only justifying the decision. The reality is that majority of the ....
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June 12, 2020 | 1 Minute Read

Nano Learning

Renting Space versus Renting Money

Amar Pandit , CFA , CFP

There is often a debate on Home ownership versus Living on Rent. We have heard this since generations “You must buy a house” and I have seen too many people following this dili ....
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June 5, 2020 | 1 Minute Read

Nano Learning

The 100 Word Financial Plan

Amar Pandit , CFA , CFP

The 100 Word Financial Plan•   6-12 months of Contingency Funds.•   20-40X of your Annual Income -Term Plan.•   Insure your Health and Assets.•   First Save 25% of ....
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May 29, 2020 | Minute Read

Nano Learning

EQ versus IQ

Amar Pandit , CFA , CFP

Which one is more important for an Investor?Emotional Intelligence known as Emotional Quotient (EQ) is the most important skill any investor can have. I am not saying ....
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May 22, 2020 | 1 Minute Read

Nano Learning

Maximize or Satisfice

Amar Pandit , CFA , CFP

This is a key concept every investor must understand. What do I really mean by Maximize or Satisfice?Imagine an investment scenario. The first thing that ....
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May 15, 2020 | 1 Minute Read

Nano Learning

The 26-word Retirement Plan

Amar Pandit , CFA , CFP

The 26 word Retirement Plan of most people is the following :I want to have no Liability, sufficient Liquidity, enough to maintain my Lifestyle for as Long as I live and Leave mone ....
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May 8, 2020 | 1 Minute Read

Nano Learning

The Difference between Education and Learning

Amar Pandit , CFA , CFP

Everyone might not have an opportunity to educate themselves, but everyone certainly has the opportunity to Learn. This is a once in a lifetime opportu ....
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April 24, 2020 | 1 Minute Read

Nano Learning

Can 9 women deliver a baby in 1 month?

Amar Pandit , CFA , CFP

Some things take Time… Likewise Compounding (the greatest wonder of the world) takes time. The best thing you can do as an investor is to Get Out of Compounding’s Way and let T ....
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April 17, 2020 | 1 Minute Read

Nano Learning

To DO List and To BE List

Amar Pandit , CFA , CFP

We live in a world of To-Do’s. We all have a To-Do List and it is the biggest and the only list that we all have.However the first list to have, is your To BE List.These are ....
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March 20, 2020 | 1 Minute Read

Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading