Nano Learning

Owner versus Loaner

Amar Pandit , CFA , CFP

The only real way to create wealth and beat inflation (maintain your lifestyle) is by becoming an Owner. The only other way is to become the Loaner (Lender) who is charging exorbit ....
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October 30, 2020 | 2 Minute Read

Nano Learning

It is time to Play the Angel’s Advocate

Amar Pandit , CFA , CFP

How many times have we all heard this line “I am playing the Devil’s Advocate here or Let me play the Devil’s Advocate”? This is a simple way of asking “What can go wrong ....
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October 23, 2020 | 2 Minute Read

Nano Learning

The Least Understood line about Mutual Funds

Amar Pandit , CFA , CFP

We see a lot of Mutual Funds Sahi Hai advertisements during the IPL matches. My daughter Reet remarked “While the advertisements are focused on Mutual Funds Sahi Hai, do people k ....
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October 16, 2020 | 2 Minute Read

Nano Learning

What If versus What Is

Amar Pandit , CFA , CFP

We often worry about “What If” this happened. This applies not only to Investing but in every part of Life.“What if I invest now and the market goes down?” This fear keeps ....
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October 9, 2020 | 2 Minute Read

Nano Learning

The One Guarantee in Investing

Amar Pandit , CFA , CFP

Last week, I wrote about “The Art of Investor Construction” and an equation that is extremely important for every investor to realize. At the same tim ....
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September 25, 2020 | 2 Minute Read

Nano Learning

Enough or More

Amar Pandit , CFA , CFP

One of the root causes of problems in investing (as well as in life) is an inability to understand the difference between Enough and More.I want more money. This forces people to m ....
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September 18, 2020 | 1 Minute Read

Nano Learning

7 Fundamental Truths to Digest

Amar Pandit , CFA , CFP

People are going to Live Longer.Lifestyle Inflation will be High. This is not the normal inflation we read about but the lifestyle inflation that impacts us.Interest Rates are like ....
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September 11, 2020 | 1 Minute Read

Nano Learning

The Key Decision in Investing

Amar Pandit , CFA , CFP

A few weeks back, I had written a post titled “You need a Real Financial Planner more than any Product, Investment or Strategy”.I had shared the concept of a Real Financial Pla ....
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September 4, 2020 | 1 Minute Read

Nano Learning

Our Basic Attitudes about Money

Amar Pandit , CFA , CFP

Our attitudes about money are formed as a child based on our personal environment (including economic circumstances) and our experiences.  However, they continue to ....
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August 28, 2020 | 2 Minute Read

Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading