The 2 Choices that we have

In Investing or in Life, these are the 2 choices that we have: Better in Investing means: Knowing your WHY Taking a Long-Term View of Investing Ignorin ....
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This is why the Global Markets are up

This is a common question on everyone’s mind. Why are the markets rallying around the world despite all the bad news? Well there are many reasons such as injection of enormous fi ....
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The Genie has granted you a Wish

Imagine that you have Aladdin’s magic lamp in your hands.Now rub the magic lamp and the Genie appears. This time however you are only granted 1 wish. The catch is that you have t ....
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Habits or Decisions

We think we are taking decisions every time but sorry the decision has already been made.We are now only justifying the decision. The reality is that majority of the ....
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Renting Space versus Renting Money

There is often a debate on Home ownership versus Living on Rent. We have heard this since generations “You must buy a house” and I have seen too many people following this dili ....
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The 100 Word Financial Plan

The 100 Word Financial Plan•   6-12 months of Contingency Funds.•   20-40X of your Annual Income -Term Plan.•   Insure your Health and Assets.•   First Save 25% of ....
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EQ versus IQ

Which one is more important for an Investor?Emotional Intelligence known as Emotional Quotient (EQ) is the most important skill any investor can have. I am not saying ....
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Maximize or Satisfice

This is a key concept every investor must understand. What do I really mean by Maximize or Satisfice?Imagine an investment scenario. The first thing that ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading