Personal Finance

The Irrelevance of Efficient Market Hypothesis (EMH)

Satish Joshi

As I was writing this (30th May), the Markets went up more than 1000 points (specifically ONE particular indicator of the financial markets went up 1000+ points). Tomorrow, therefo ....Read More

June 21, 2022 | 5 Minute Read

Behavioral Finance

Correct is not Equal to True

Satish Joshi

Ludwig Wittgenstein was an iconoclast who shook the foundations of both philosophy and mathematics by questioning the basis of both. He questioned the very notion of ....Read More

February 1, 2022 | 3 Minute Read

Behavioral Finance

Ontological Confusion

Satish Joshi

"Ontological Confusion" is a new phrase I learned a few days ago while reading a paper that described some recent research about why so many otherwise level-headed and sane people ....Read More

December 21, 2021 | 5 Minute Read

Behavioral Finance

Have you heard of Goodhart’s law?

Satish Joshi

There are many ways in which it has been expressed but this one below is perhaps the most succinct and clear."When a measure becomes a target, it ceases to be a good measure."Becau ....Read More

September 14, 2021 | 5 Minute Read

Uncommon Sense

Lessons of the Gamestop saga!

Satish Joshi

Technology is liberating, technology is empowering, technology makes the world more egalitarian!That was the refrain of much of the media frenzy that surrounded a fascinating story ....Read More

March 2, 2021 | 6 Minute Read

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading