The Victory Dance

The headline of a prominent Indian financial daily (25th September) read “SENSEX-AGENARIAN- Rocking at 60,000”. 2 micro headlines in that same post were “Sensex Valuation Low ....Read More

Correlation and Causation

What comes to your mind when you think of Correlation and Causation? They seem jargonish and boring right! I think so too. Correlation is a statistic used in the investment s ....Read More


I think by the time you read this post; you would have heard this word “Evergrande”. If you have not that is absolutely fine too. You have not missed much. I will get to that w ....Read More

Simple = Difficult

The headline of this Nano could come across as ironic but nonetheless it is so true that it almost seems like a formula.Don’t believe me yet. You will by the end of this Nano.Som ....Read More

The Orthopaedic Surgeon

How many people go to an Orthopaedic surgeon to buy a Knee Joint?How many go for a Hip Joint?Not that I know any, and I am confident you wouldn’t either.We go to an Orthopaedic s ....Read More

91 and Still Compounding

The legendary Warren Buffett turned 91 last week and thus this headline.No living person signifies the power of compounding better than Mr. Buffett though there are many lesser kno ....Read More

The Simple Way to be a Successful Investor

Let me give you a Simple answer.You can either Avoid Stupidity or Aim for Brilliance.Most investing mistakes are committed by Aiming for Brilliance.Avoid Stupidity and you will ....Read More

News ≠ Investment Strategy

I received many responses to my post “The Prasads of the 21st Century”. Thankfully all of them appreciated it and a few Prasads also took it sportingly. Today, I wanted to quic ....Read More

The Death of Retirement and The Birth of Longevity

Retirement is Dead.Yes, you read it right.Retirement is a Concept and Product of the 20th Century. In the 21st century, we will witness the Birth of Longevity.What does this mean?I ....Read More

The Prasads of the 21st Century If you have not clicked on/seen the above video yet, kindly do it now. The context of this post can be understood only after watching ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading