Stock Prices and Risk

Though the relationship between stock prices and risk is evident, there is a finer point that is always missed.When stock prices go down, the risk in the portfolio of well diversif ....Read More

5 Essential Things to do in a Bear Market

I had written 2 posts in March 2020 headlined “Embrace the Bear” and “Embrace the Bear – Part II”. While these are excellent (based on what readers told me) and relevant ....Read More

The Only Free Lunch in Finance

This post builds on the most important subject of last week’s post “Bullshit Your Way to a Million Dollars.” If you recollect the subject, Kudos to you. If you don’t, I wou ....Read More

Blood and Money

We all need blood to live. But do we live for our blood? Likewise, we all need money to live. But do we live for our money? Do you? Nobody does. But this relationship betw ....Read More

Bullshit Your Way to a Million Dollars

Two weeks back, I saw an episode of a Series (on Netflix) named “Bullsh*t: The Game Show.”Given my curiosity of exploring different kinds of bullshit, I thought I might find so ....Read More

The Shortcut

All of you would have heard “invest for the long term” hundreds of times from your financial professional. If you haven’t, I would be surprised and would love to know who thi ....Read More

Neighbour’s Envy, Owner’s Pride

During the IPL 2022 Final (on Sunday), I couldn’t help but notice the number of advertisements of the New Modern Casino Operators. There was a healthy mix of trading, and gamebli ....Read More

The Banker

This is the one of the most interesting definitions of a banker that I have come across.I had typed a big disclaimer explaining who I am specifically referring to as a banker but t ....Read More

The New Age Casino Operators

Two weeks ago, there was news that Sam Bankman-Fried, the Founder of FTX (a Crypto Trading Exchange) had bought a 7.6% stake in Robinhood, becoming the third largest shareholder in ....Read More

The Outperformance

Last week, I wrote “14 Words to understand Risk”. Just continuing that train of thought in this Nano. Safety is a myth. We feel safe when there is no volatility in an inv ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading