Behavioral Finance

The Need to Embrace Uncertainty

Amar Pandit , CFA , CFP

In the world of investing, one thing is certain: uncertainty. Markets fluctuate, economies go through cycles, and unexpected events can throw even the most well-thought-out plans ....Read More

September 3, 2024 | 5 Minute Read

Nano Learning

Do You Watch a Tree Grow or Pull Out the Roots?

Amar Pandit , CFA , CFP

Imagine planting a tree. You nourish it with water, sunlight, and time. But growth doesn’t happen overnight. You wouldn’t dream of pulling out the roots every few weeks to chec ....Read More

August 30, 2024 | 2 Minute Read

Nano Learning

When Is the Best Time to Invest?

Amar Pandit , CFA , CFP

There is always a reason to not invest. Depending on who you ask there is something going wrong somewhere. Every investor has asked themselves at some point, “When is the best t ....Read More

August 23, 2024 | 2 Minute Read

Philosophy of Money

What Would It Mean to Have Enough?

Amar Pandit , CFA , CFP

"What would it mean to have enough?" This question seems simple at first glance, but it opens up a world of complexity and introspection. When I asked this question, my friend Rahu ....Read More

August 20, 2024 | 5 Minute Read

Nano Learning

The Brainpower vs. The Stomach

Amar Pandit , CFA , CFP

Peter Lynch, one of the most successful investors of all time, famously said, “Everyone has the brainpower to make money in stocks… not everyone has the stomach.” This statem ....Read More

August 16, 2024 | 2 Minute Read

Nano Learning

The Unchanging Script of Market Declines

Amar Pandit , CFA , CFP

As investors, it’s easy to feel overwhelmed during a stock market decline. Each time it happens, it feels like this time is different. The reasons might vary, and the situation m ....Read More

August 9, 2024 | 2 Minute Read

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading