Personal Finance

“If I Don’t Do It, Someone Else Will.”

Amar Pandit , CFA , CFP

“If I don’t do it, someone else will.”“The client wants it.”These are two of the most common excuses I hear from financial professionals.And honestly, they’re dangerous ....Read More

April 22, 2025 | 5 Minute Read

Nano Learning

The Golden Truth Jim Carrey Wants You to Know

Amar Pandit , CFA , CFP

“I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer.”—Jim CarreyIt’s hard to imagine someone mor ....Read More

April 18, 2025 | 2 Minute Read

Behavioral Finance

The Client Who Deserves the Credit

Amar Pandit , CFA , CFP

Can you believe this?Last Monday (7th April 2025), in the middle of one of the worst market phases in the last two years, I received a call from Pinak, a client of the firm.This is ....Read More

April 15, 2025 | 5 Minute Read

Nano Learning

The Richest?

Amar Pandit , CFA , CFP

What do you want your money story to be?That you had loads of money but were poor in your head?That you were one of the richest people, yet you lived with a scarcity mindset?We cel ....Read More

April 11, 2025 | 2 Minute Read

Nano Learning

The End Of History Illusion

Amar Pandit , CFA , CFP

Dan Gilbert said these brilliant words - "Human beings are works in progress that mistakenly think they're finished." You are not the same person you were ten years ago.Your prefe ....Read More

April 4, 2025 | 2 Minute Read

Behavioral Finance

What Is Long Term?

Amar Pandit , CFA , CFP

We hear it all the time.“Think long term.”“Invest for the long term.”“Build for the long term.”But what does long term really mean?Is it five years?Ten?Thirty?Or is it ....Read More

April 1, 2025 | 5 Minute Read

Nano Learning

The Big Lie About Democratization

Amar Pandit , CFA , CFP

Everyone is trying to democratize investing.That’s what they say.Except most don’t understand what it really means.They confuse democratization with access.Giving access is eas ....Read More

March 28, 2025 | 2 Minute Read

Philosophy of Money

How Big of a House Is Really Enough?

Amar Pandit , CFA , CFP

I recently moved from a large house to a much smaller one.Before moving, I had one big question.Where will we keep all the stuff?That question haunted everyone at home. It felt lik ....Read More

March 25, 2025 | 5 Minute Read

Nano Learning

Always Worth It

Amar Pandit , CFA , CFP

 Pain is the price of admission for long-term returns.Every decline feels like the end of the world.Every bear market looks like the worst one.Every crisis feels dif ....Read More

March 21, 2025 | 2 Minute Read

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading