This is the Correct Order…

Amar Pandit , CFA , CFP

Most people invest this way:

Portfolio comes First 

Plan – Depends on the Market or Media

Goals – What the hell is this? 

The wise ones follow this order: 

Goals – Why?

Plan – How?

Portfolio – Finally What

The Why comes first and the How (Plan and Process) comes second. Portfolio always and always comes last.