The Only Real Wealth

Alfred Nobel once wrote, “Contentment is the only real wealth.” At first glance, it sounds like a philosopher’s line: poetic, soft, maybe even impractical. But stand in my ....
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The Constant Battle

Imagine opening the newspaper on a Monday and seeing two headlines.One says, “Tech Stocks Soar on Earnings Forecast.”The other screams, “Trillions Wiped from Ma ....
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Do I really need this?

How many times have you thought, “That’s nice,” only to feel “I must have that!” a few moments or swipes later?This visual captures one of the most profound ....
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Real Investing Starts Where the Textbook Ends

Warren Buffett once said, "Stocks often trade at foolish prices, both high and low. Efficient markets exist only in textbooks."And he couldn’t be more right.Textbooks will tell y ....
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The Financial Health Prescription

This image might look like a light-hearted “prescription,” but its message is profoundly serious.It captures the emotional and behavioral side of money better tha ....
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The Compass That Keeps You Moving Forward

Every time markets drop, panic follows. “Is this the end of the world?” “Should I move to cash?” “Isn’t it safer to wait until things settle down?” These questions ....
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Theory versus Reality

 Most people believe in the red line.The theory.More money = more happiness.A neat, upward-sloping relationship. Simple. Linear. Predictable.But real life? It’s th ....
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The Most Powerful Tool for Investors

Bruce Lee once said, "Empty heads have long tongues. Media prophets of doom seek attention by scaring the crap out of you. Please don't listen to them."What a stunning truth.  ....
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Compounding Doesn’t Like Distractions—Or Taxes

 If you ever doubted the power of staying invested—and staying tax-efficient—this visual says it all.Start with $1. Double it 20 times.Tax-free, that $1 becomes ....
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The Real Edge in Investing

What’s the most important quality for an investor?Is it intelligence?A sharp mind?Deep knowledge of the markets?It’s easy to think so.But Warren Buffett said it best:“The mos ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading