Philosophy of Money

This is Financial Wellness

Amar Pandit , CFA , CFP

Financial wellness is a term that we hear often, but defining it is not as simple as giving a number. It’s not a figure on a bank statement, a certain level of net worth, or a pa ....Read More

September 24, 2024 | 5 Minute Read

Philosophy of Money

What Would It Mean to Have Enough?

Amar Pandit , CFA , CFP

"What would it mean to have enough?" This question seems simple at first glance, but it opens up a world of complexity and introspection. When I asked this question, my friend Rahu ....Read More

August 20, 2024 | 5 Minute Read

Philosophy of Money

Elections and Investing: Separating Fact from Fiction

Amar Pandit , CFA , CFP

“I have been waiting to invest. I was waiting for the election results. I had thought that the stock markets would correct as FIIs (Foreign Institutional Investors) have been sel ....Read More

June 4, 2024 | 5 Minute Read

Philosophy of Money

Reframing the Spending Narrative

Amar Pandit , CFA , CFP

I got a lot of love for last Tuesday’s post “Special Reveal: The Journey into The Philosophy of Money.” Many of you even wanted to pre-order the book. We will get to that at ....Read More

May 21, 2024 | 5 Minute Read

Philosophy of Money

The Jobs Money Can’t Do

Amar Pandit , CFA , CFP

French Philosopher and Author Albert Camus wrote, “Having money is a way of being free of money.” While this should be true (because many people think of money as freedom), is ....Read More

March 19, 2024 | 6 Minute Read

Philosophy of Money

Money Problems and Money Worries

Amar Pandit , CFA , CFP

I have edited most of what I had written for today’s post as I wanted to keep it light. Because the topic that I am about to bring up is very nuanced and critical. The reality is ....Read More

September 12, 2023 | 6 Minute Read

Philosophy of Money

The Right Answer

Amar Pandit , CFA , CFP

Why is your money invested the way it is was the question I asked Ashish (a savvy investor in his late forties).Like many, Ashish had a hodgepodge of products. And the more sophist ....Read More

April 11, 2023 | 7 Minute Read

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading