Nano Learning

Price and Value

Amar Pandit , CFA , CFP

Let me ask you a simple question.What is more important?Short Term Prices of Stocks OrLong Term Values of CompaniesWell, these are 2 different things.I and the majority of real inv ....
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August 19, 2022 | 2 Minute Read

Nano Learning

Gold, God and Code

Amar Pandit , CFA , CFP

How times change quickly across generations?In the context of money, first it was “In Gold We Trust.”Then it was (rather is), “In God We Trust.” N ....
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August 12, 2022 | 2 Minute Read

Nano Learning

Flow or Plan

Amar Pandit , CFA , CFP

Some people naively say “I never plan. I just go with the flow”, while many believe in the process of planning. What about you? Here are 2 statements for you to reflect on. ....
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August 5, 2022 | 2 Minute Read

Nano Learning

The Dangerous Month for Stocks

Amar Pandit , CFA , CFP

"Can you guess the answer"?If you search this on google, you are likely to get September, August and June as the likely answers. Some might even say January or November.This Mark T ....
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July 29, 2022 | 2 Minute Read

Nano Learning

Narrative versus Reality

Amar Pandit , CFA , CFP

I had seen an interesting tweet by Benedict Evans in an email by entrepreneur and writer Shaan Puri. I reproduce the tweet as well as Shaan’s take on it. ....
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July 22, 2022 | 2 Minute Read

Nano Learning

The Highest Form of Wealth

Amar Pandit , CFA , CFP

Morgan Housel writes “The highest form of wealth is the ability to wake up every morning and say, “I can do whatever I want today.”What is your money doing for you? What is i ....
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July 15, 2022 | 2 Minute Read

Nano Learning

The Best Way to Measure Financial Success

Amar Pandit , CFA , CFP

While the readers of the happyrichinvestor.com blog would certainly know the answer to this one (Hint: The HappyRich Way), Benjamin Graham, who is also known as Warren Buffett’s ....
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July 8, 2022 | 2 Minute Read

Nano Learning

The Ways to Lose Money in a Bear Market

Amar Pandit , CFA , CFP

This might be one of the shortest Nano’s that I have ever done.The First Way to Lose Money in a Bear Market is to Panic and Sell.The market is actually not capable of this feat. ....
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July 1, 2022 | 2 Minute Read

Nano Learning

Stock Prices and Risk

Amar Pandit , CFA , CFP

Though the relationship between stock prices and risk is evident, there is a finer point that is always missed.When stock prices go down, the risk in the portfolio of well diversif ....
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June 24, 2022 | 2 Minute Read

Nano Learning

5 Essential Things to do in a Bear Market

Amar Pandit , CFA , CFP

I had written 2 posts in March 2020 headlined “Embrace the Bear” and “Embrace the Bear – Part II”. While these are excellent (based on what readers told me) and relevant ....
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June 17, 2022 | 2 Minute Read

Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading