The Dangerous Month for Stocks

"Can you guess the answer"?If you search this on google, you are likely to get September, August and June as the likely answers. Some might even say January or November.This Mark T ....
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Narrative versus Reality

I had seen an interesting tweet by Benedict Evans in an email by entrepreneur and writer Shaan Puri. I reproduce the tweet as well as Shaan’s take on it. ....
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The Highest Form of Wealth

Morgan Housel writes “The highest form of wealth is the ability to wake up every morning and say, “I can do whatever I want today.”What is your money doing for you? What is i ....
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The Best Way to Measure Financial Success

While the readers of the happyrichinvestor.com blog would certainly know the answer to this one (Hint: The HappyRich Way), Benjamin Graham, who is also known as Warren Buffett’s ....
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The Ways to Lose Money in a Bear Market

This might be one of the shortest Nano’s that I have ever done.The First Way to Lose Money in a Bear Market is to Panic and Sell.The market is actually not capable of this feat. ....
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Stock Prices and Risk

Though the relationship between stock prices and risk is evident, there is a finer point that is always missed.When stock prices go down, the risk in the portfolio of well diversif ....
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5 Essential Things to do in a Bear Market

I had written 2 posts in March 2020 headlined “Embrace the Bear” and “Embrace the Bear – Part II”. While these are excellent (based on what readers told me) and relevant ....
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Blood and Money

We all need blood to live. But do we live for our blood? Likewise, we all need money to live. But do we live for our money? Do you? Nobody does. But this relationship between us ....
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The Shortcut

All of you would have heard “invest for the long term” hundreds of times from your financial professional. If you haven’t, I would be surprised and would love to know who thi ....
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The Banker

This is the one of the most interesting definitions of a banker that I have come across.I had typed a big disclaimer explaining who I am specifically referring to as a banker but t ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading