This is Real Financial Freedom

The sketch beautifully illustrates a critical concept: financial freedom is about finding the right balance between time and money.We often assume that having more m ....
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Today’s Market High = Tomorrow’s Opportunity

The visual above captures a critical lesson for all of us: the market might seem "too high" today, but in the long term, that perspective can change dramatically.Ho ....
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You Never Needed to See it Coming

This sketch beautifully illustrates an important truth about investing: you don’t need to predict every market move to succeed.Many investors feel they need to fore ....
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Do You Watch a Tree Grow or Pull Out the Roots?

Imagine planting a tree. You nourish it with water, sunlight, and time. But growth doesn’t happen overnight. You wouldn’t dream of pulling out the roots every few weeks to chec ....
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When Is the Best Time to Invest?

There is always a reason to not invest. Depending on who you ask there is something going wrong somewhere. Every investor has asked themselves at some point, “When is the best t ....
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The Brainpower vs. The Stomach

Peter Lynch, one of the most successful investors of all time, famously said, “Everyone has the brainpower to make money in stocks… not everyone has the stomach.” This statem ....
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The Unchanging Script of Market Declines

As investors, it’s easy to feel overwhelmed during a stock market decline. Each time it happens, it feels like this time is different. The reasons might vary, and the situation m ....
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Even a Broken Clock is Right Twice a Day

Bears are like the broken clock. They are right some of the time, not because of any skill but simply because it’s the nature of the stock market to correct. But many people beli ....
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An Important Point That Investors Miss

One of the most important points you might miss is - when you try to avoid the worst days of the market, you also end up avoiding the best days of the stock market.Between October ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading