Direction versus Conviction

“Will the Sensex go to 100,000?” I asked someone recently.“Yes, of course,” she replied confidently.I smiled and asked again, “What about 300,000?”She didn’t even ....
Read More

Just admiring the lights

"Just admiring the lights."That’s what an elderly lady in our building said last evening as she stepped out for a walk.Her eyes were calm. Her voice was warm. She was fully in th ....
Read More

This Matters More Than Brilliance

Rahul had tried everything.Keto, intermittent fasting, high protein, juice cleanses. You name the diet, he had been on it. Some worked for a while. He lost weight, felt better, and ....
Read More

Why Is It So Hard To Do The Simple Things?

Eat less.Eat right.Exercise regularly.Sleep well.Don’t stress.We all know this.There’s no surprise here.No groundbreaking discovery.No new research paper needed to confirm thes ....
Read More

Was the Sky Really Falling?

When was the last time we saw Delta up 12% in a day? Or United up 15%? Or American Airlines soaring 13%? Not in a long while. And yet, that’s exactly what happened on July ....
Read More

From Fear to $4 Trillion

It wasn’t that long ago, just a few months back that you and I could scroll through our feeds and see headlines screaming:“Nvidia’s Rally Is Overdone.”“China’s DeepSeek ....
Read More

The Rearview Mirror

I’m writing this post as Ganesh, an investor who recently had a powerful realization. It came from a simple newspaper clipping he sent to his financial professional. What followe ....
Read More

The Client Who Deserves the Credit

Can you believe this?Last Monday (7th April 2025), in the middle of one of the worst market phases in the last two years, I received a call from Pinak, a client of the firm.This is ....
Read More

What Is Long Term?

We hear it all the time.“Think long term.”“Invest for the long term.”“Build for the long term.”But what does long term really mean?Is it five years?Ten?Thirty?Or is it ....
Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

Read More

Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

Show Less

Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

Read More

What Amar's Reading