What Is Long Term?

We hear it all the time.“Think long term.”“Invest for the long term.”“Build for the long term.”But what does long term really mean?Is it five years?Ten?Thirty?Or is it ....Read More

The Complete Package

Everyone wants the gains.No one wants the decline.But here’s the truth.You cannot separate them.You cannot have one without the other.Stock market returns come with ....Read More

There Is No Average Return

The Sensex has delivered an average annual return of 15.67% since 1979. That number looks great. But here’s the problem—this is not how it actually plays out. Ther ....Read More

The Easiest Way To Win

Most people want to know how to succeed in the stock market. They look for strategies, formulas, tips, and secret insights. They chase the next hot stock, the best fund, or the per ....Read More

Will You Master This?

 Your investment returns have little to do with the market.They have everything to do with your behavior.This is the truth most investors don’t want to hear.They w ....Read More

Infinite Upside >>> Limited Downside

The Sensex has fallen many times.It has seen bear markets, recessions, wars, scams, and global crises.The worst fall was in 2008. A 60% drop. It felt like the end of the financial ....Read More

The Missing Piece

Will the Sensex make a new high at some point? Yes. Will the Sensex hit 100,000? Yes. Will it hit 200,000? Yes, again. Isn't that incredible? It is. It’s min ....Read More

What’s Going Through Your Mind Now?

Here is a brilliant visual that probably captures the sentiment of the moment – the stock market is too high...or the stock market is going lower  The ....Read More

Are You Prescribing?

Imagine this: A patient walks into a doctor’s office. Before the doctor can speak, the patient starts prescribing their own treatment. “I need antibiotics,” they insist. “G ....Read More

The Shock Market

Webster defines "shock" as to cause surprise or a state of being disturbed. Every stock market investor knows that it is normal for the market to experience a temporary decline eve ....Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading