Never or Always

It never seems like a good time to buy...but the truth is it’s always a good time to buy for a long term (decades) investor...One who is investing for decades...and ....
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The Enemy is…

Who do you think the investor’s worst enemy is?....I will rely on 2 learned folks to answer this question...“We have met the enemy, and he is us.” - Pogo PossumFor me as an i ....
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Uninformed and Informed Risk

In this Nano, I am simply sharing a very powerful visual on the concept of uninformed and informed risk. I know there is a lot to unpack here and thus I will be doing a separate po ....
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Everything Else

The single most important factor in a lifetime of successful investing is your own behaviour.You could have the greatest portfolio ever created. But one poor behavior ....
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The Third Risk

Most investors consider the stock market volatility (ups and downs) as risk... However, that is a naïve (or uninformed) way to look at risk. There are 3 real risks for most invest ....
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The Main Purpose of Education

What according to you is the main purpose of education?Reflect on this question for some time.Did you come up with any of these answers? I often get these answers from people:To Le ....
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The Bank of You

What if I told you that you were your own bank?By that I mean, you are the governor of your bank…You are the CEO of your bank.If that is the case, which it is, how are you going ....
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The Biggest Advantage

I am about to make a statement that some investors might find unbelievable or simply incorrect. ‘Individual investors have a huge advantage over institutional investors.’ Wha ....
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The Big Money

Here is a question for you.Where do you think the big money is made in the stock markets?It’s not a trick question. It’s a simple one but mind you it’s not easy. And this que ....
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The Real Benchmarks

We have been trained to think that our investing benchmarks should be connected to the stock market indices/benchmarks. Many investment professionals will even tell you about a mag ....
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Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading