Spend More to Spend Less

 If You want to spend less, try spending more.I know that sounds strange, almost contradictory. Spend more to spend less? But anyone who has learned the art of quali ....
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The Sweet Spot Is Never Here

In my earlier post, I wrote about how an investor is neither saint nor sinner. You will not get every decision right. You will not always stay calm. You will not always act with pe ....
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The Key To Investing Success

Most investors prepare only for good news. That is the problem.They are comfortable when markets rise.They feel smart when things go as expected.Their confidence is d ....
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When Is Diversification Actually Working?

Most investors misunderstand diversification.They say they want it.But the moment part of their portfolio is not doing well, they panic.And then comes the instinctive reaction, “ ....
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The Most Dangerous Place in Investing

Most investors are not stuck because of lack of information.They are stuck because of indecision.They keep researching. Then researching more. Then waiting for “ju ....
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Your Wealth Must Graduate To This

In my previous post, I wrote about how most people obsess over how much fuel is enough without ever asking where they are really going.Once that question gets answered, something p ....
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Rich in Money or Rich in Life?

In response to Tuesday’s post ‘Money Reveals This About You’, a reader asked me this question , “I loved the post but what exactly did you mean by the last line of your pos ....
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The Wind That Powers Compounding

 Most investors see volatility as something to be avoided at all costs. They crave smooth returns, steady lines, and absolute predictability. But avoiding volatili ....
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The Reframing We All Need

 Progress rarely comes in a straight line. It usually comes disguised as a problem.Think about every major innovation in the world. Most were born not out of comfort ....
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Plug These First

 The same is true for your investments. Many investors are obsessed with finding the next great product or chasing higher returns. They believe that adding more wi ....
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About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading