Nano Learning

The Goal

Amar Pandit , CFA , CFP

If you listen carefully to investor conversations, you will notice something interesting.The questions keep changing.But the anxiety stays the same.A few years ago, ....
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April 3, 2026 | 2 Minute Read

Nano Learning

The Profound Truth

Amar Pandit , CFA , CFP

What does this sketch show you? Three tall pillars. Time with people you love. Experiences. Freedom. And then, somewhere on the side, a small forgotten box labeled ....
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March 27, 2026 | 2 Minute Read

Nano Learning

The Ending of Your Financial Story

Amar Pandit , CFA , CFP

Sometimes investing feels like reading two very different books. One is fiction. The other is non-fiction. The strange thing is that many investors spend most of their ....
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March 20, 2026 | 3 Minute Read

Nano Learning

Mistakes and Overconfidence

Amar Pandit , CFA , CFP

“The market is going down,” said Ajit. “My expert friend has told me. This is 2008 all over again.” If you have been investing long enough, you have probably hear ....
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March 13, 2026 | 2 Minute Read

Nano Learning

Start Asking This Question

Amar Pandit , CFA , CFP

Look at this sketch carefully. On top is a smooth upward line. It is labeled, “What I can handle.” General resilience. Below it is chaos. Sharp falls. Sudden spik ....
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March 6, 2026 | 2 Minute Read

Nano Learning

The Role of a Great Financial Professional

Amar Pandit , CFA , CFP

Most investors believe their biggest enemy is market volatility.It is not.The real enemy is the overlap you see in this sketch.Unclear goals on one side.Financial un ....
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February 27, 2026 | 2 Minute Read

Nano Learning

A Powerful Investing Question

Amar Pandit , CFA , CFP

Every investor believes they are making decisions based on facts. Very few actually are.Most decisions begin at the top of the stack, not the bottom.It starts with a ....
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February 20, 2026 | 2 Minute Read

Nano Learning

The Cruel Paradox

Amar Pandit , CFA , CFP

How do you time a market that can fall sharply one day and rise even more the very next day?The honest answer is uncomfortable.You cannot.Yet, timing remains one of the most seduct ....
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February 13, 2026 | 2 Minute Read

Nano Learning

These People Know The Future

Amar Pandit , CFA , CFP

After the budget announcement on Sunday, the Sensex fell by 1,546 points. The narrative was ready even before the market opened on Monday. Foreign investors will sell. Sentiment is ....
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February 6, 2026 | 3 Minute Read

Nano Learning

The Test That Never Ends

Amar Pandit , CFA , CFP

Most investors believe their biggest challenge is choosing the right investment.It is not.The real challenge is surviving the emotional journey that comes with it.Eve ....
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January 30, 2026 | 3 Minute Read

Author

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading