Nano Learning

The Inner Scorecard

Amar Pandit , CFA , CFP

In investing and in life, there is one distinction that separates people who build lasting wealth from those who simply perform for the crowd. Warren Buffett calls it the Inner ....
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December 12, 2025 | 3 Minute Read

Behavioral Finance

The Process Is The Prize

Amar Pandit , CFA , CFP

British Irish comedian Jimmy Carr once said something brutally honest.“Everyone is jealous of what you have got. No one is jealous of how you got it.”It sounds li ....
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December 9, 2025 | 7 Minute Read

Nano Learning

Fear vs. Long-Term Truth

Amar Pandit , CFA , CFP

The bear case always sounds intelligent in real time. It uses complex words. It quotes macro data. It predicts doom with confidence. It is wrapped in logic and delivered with ....
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December 5, 2025 | 3 Minute Read

Philosophy of Money

Neither Saint Nor Sinner – Part 2

Amar Pandit , CFA , CFP

In my earlier post 'Neither Saint Nor Sinner', I wrote about how we are neither saints nor sinners. We live in the space between perfection and flaw, between intention and emotion, ....
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December 2, 2025 | 7 Minute Read

Nano Learning

Spend More to Spend Less

Amar Pandit , CFA , CFP

 If You want to spend less, try spending more.I know that sounds strange, almost contradictory. Spend more to spend less? But anyone who has learned the art of quali ....
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November 28, 2025 | 2 Minute Read

Personal Finance

You Still Can’t Show Off Your Mutual Funds

Amar Pandit , CFA , CFP

In the first part of this series, I made a simple point. You cannot show off your mutual funds. You cannot flaunt a SIP at a party. You cannot impress anyone by saying you stuck to ....
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November 25, 2025 | 7 Minute Read

Nano Learning

The Sweet Spot Is Never Here

Amar Pandit , CFA , CFP

In my earlier post, I wrote about how an investor is neither saint nor sinner. You will not get every decision right. You will not always stay calm. You will not always act with pe ....
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November 21, 2025 | 3 Minute Read

Philosophy of Money

Neither Saint nor Sinner

Amar Pandit , CFA , CFP

Ashish and I were having a conversation the other day about wealth, people, and what money does to a person.He said something that many people believe.“Money is the root cause of ....
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November 18, 2025 | 6 Minute Read

Nano Learning

The Key To Investing Success

Amar Pandit , CFA , CFP

Most investors prepare only for good news. That is the problem.They are comfortable when markets rise.They feel smart when things go as expected.Their confidence is d ....
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November 14, 2025 | 3 Minute Read

Personal Finance

You Can’t Show Off Your Mutual Funds

Amar Pandit , CFA , CFP

You can show off your real estate. You can show off your car. You can show off your art collection.But you can’t show off your mutual funds.No one walks into a party and says, ....
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November 11, 2025 | 5 Minute Read

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 6 bestselling books, 8 Sketch Books and 2000 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading