A Tweet to remember 🐦

Amar Pandit , CFA , CFP

I had seen a tweet by someone a few weeks back. I normally save it if I intend to write a post on it. Unfortunately, I missed saving it, but I will reproduce it based on what my memory serves me. Disclosure – This is not my tweet so the author of this tweet can claim credit for this one and I will happily give it.

The tweet was something like this.

2012 – Markets are High Don’t Invest

2013 – Markets are High Don’t Invest

2014 – Markets are High Don’t Invest

2015 – Markets are High Don’t Invest

2016 – Markets are High Don’t Invest

2017 – Markets are High Don’t Invest

2018 – Markets are High Don’t Invest

2019 – Markets are High Don’t Invest

2020 – Markets are High Don’t Invest

2021 – Markets are High Don’t Invest

I still went ahead and invested. I still stay invested and invest whenever I have surplus money. 

I do not know what you think of it, but I loved it.

All the media noise (even if you call it research) over the last 10 years in financial markets has been summed up in this one tweet.  

Do we not hear the below mentioned points all the time?

  • Something is going to happen
  • Markets are High
  • Markets will correct. Do not Invest

Well, something will happen all the time. You know of a hundred reasons for 2020 (and the biggest of course) and I can count another 100 (not literally but I am sure you get the point) for 2021.There is no single year where something has not happened and there will not be any year where something will not happen. Something has happened all the time. The media thrives on this.

I had written a post headlined “There will always be reasons for not investing or being out of the market.” You might want to check it out to get a sense of a few things that have happened in the last 40 years.

Based on the trend we have all witnessed, I can make an educated guess on what we might hear going forward. 

2022 – Markets are High Don’t Invest

2023 – Markets are High Don’t Invest

2023 – Markets are High Don’t Invest

2024 – Markets are High Don’t Invest

2025 – Markets are High Don’t Invest

2026 – Markets are High Don’t Invest

2027 – Markets are High Don’t Invest

2028 – Markets are High Don’t Invest

2029 – Markets are High Don’t Invest

2030 – Markets are High Don’t Invest

I am in the camp where I will continue to invest as per my plan and be invested.  I will surely take out money for my personal goals when required but will let compounding do the job that it is supposed to be doing. 

Which camp are you in?