
Everything you need to know to live your Happiest Financial Life possible
Simple yet powerful ideas that you can implement yourself
Subscribe and join thousands like you!


Thanks for subscribing!
You have been added to our mailing list and will update you about our latest blog posts.
Latest Posts
Nano Learning
The Biggest Threat

Amar Pandit , CFA , CFP
The stock market has always recovered from crashes. But not every investor has. This is the fundamental truth of investing. The market moves in cycles. It falls. It rises. It cor ….Read More
March 13, 2025 | 2 Minute Read
- 1
- 0
Behavioral Finance
There Is No Average Return

Amar Pandit , CFA , CFP
The Sensex has delivered an average annual return of 15.67% since 1979. That number looks great. But here’s the problem—this is not how it actually plays out. There is no su ….Read More
March 11, 2025 | 3 Minute Read
- 4
- 1
Nano Learning
This Time Is Never Different

Amar Pandit , CFA , CFP
The world always feels uncertain. There is always a crisis. Always a reason to panic. Always a headline screaming that this time is different. But look at the chart. Markets cli ….Read More
March 7, 2025 | 2 Minute Read
- 1
- 3
Behavioral Finance
The Easiest Way To Win

Amar Pandit , CFA , CFP
Most people want to know how to succeed in the stock market. They look for strategies, formulas, tips, and secret insights. They chase the next hot stock, the best fund, or the per ….Read More
March 4, 2025 | 5 Minute Read
- 1
- 1
Nano Learning
An Important Financial Skill

Amar Pandit , CFA , CFP
Expectations shape our relationship with money. Not numbers. Not market returns. Not net worth statements. Morgan Housel wrote, “If your expectations grow faster than money, yo ….Read More
February 28, 2025 | 2 Minute Read
- 7
- 2
Behavioral Finance
Will You Master This?

Amar Pandit , CFA , CFP
Your investment returns have little to do with the market. They have everything to do with your behavior. This is the truth most investors don’t want to hear. They want ….Read More
February 25, 2025 | 5 Minute Read
- 2
- 0
Nano Learning
AI and Real Life

Amar Pandit , CFA , CFP
Humans don’t fit into an algorithm. This is particularly true when it comes to humans and their money. “Humans + Money” is a messy little cocktail.
February 21, 2025 | 2 Minute Read
- 1
- 3
Behavioral Finance
Infinite Upside >>> Limited Downside

Amar Pandit , CFA , CFP
The Sensex has fallen many times. It has seen bear markets, recessions, wars, scams, and global crises. The worst fall was in 2008. A 60% drop. It felt like the end of the financ ….Read More
February 18, 2025 | 5 Minute Read
- 4
- 0
Nano Learning
The Illusion of “Easier Times”

Amar Pandit , CFA , CFP
The visual above captures something we all experience. When we look back, life feels simple. “Those were the good days.” “Life was so easy.” But was it really?
February 14, 2025 | 2 Minute Read
- 3
- 0
Personal Finance
The Sensex In 2050?

Amar Pandit , CFA , CFP
I asked Rahul, a seasoned entrepreneur, where he thought the Sensex would be in 2050. He paused, thought for a while, and said, “I don’t know… maybe 250,000 or 300,000.” Then ….Read More
February 11, 2025 | 5 Minute Read
- 5
- 2

About Amar Pandit
Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.
Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.
Show LessAmar's Philosophy
It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.
What Amar's Reading
-
Living Into Leadership: A Journey in Ethics
Book By : Bowen H. McCoy
-
High Performance Habits: How Extraordinary People Become That Way
Book By : Brendon Burchard