Amar Pandit Profile

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Latest Posts

Probability versus Certainty

We all know the fact that we live in an uncertain world. The only certainty here is the uncertainty we all face (I have mentioned this several times before too). Today I would like ….Read More

The Lessons

Last week, the news cycle was all about Silicon Valley Bank (SVB). Within a week now, the spotlight has been taken over by Credit Suisse. And this is an institution that has b ….Read More

The Two Concurrent Truths

This visual does not need much explanation. While the two truths might not be intuitive enough when we are in the midst of a correction or a crash, they always play out with 10 ….Read More

The Black Swan Season

It’s raining Black Swans. They are everywhere. By now, I don’t think I need to explain what a Black Swan event even means. Because we all have done a Masters in Black ….Read More

The Fed Doesn’t Know It Yet

There is a lot of financial garbage published regularly on what investors think the Federal Reserve is going to do. Everyone seems to have an opinion on this except the Fed. This i ….Read More

Be Less Wrong

An executive (Vishal – name changed) of a portfolio manager recently sent me the following WhatsApp message. Additionally, he made a remark that I reproduce here – “This is t ….Read More

Between You and Your…

To live the life you have imagined with your money or to never ever worry about money, you have to be good with several money skills. · How to Acquire It? · ….Read More

Not So Obvious

I have been receiving some amazing feedback for the last 2 Posts – The 500 Year Plan – Part I and Part II. In fact, I continue to ask this question to every person I meet. And ….Read More

The Part Time Doctor

Have you ever seen a part time Doctor or even better a part time Surgeon? What I mean by that is they do something else for a living but as a part time hobby they practice medi ….Read More

The 500 Year Plan – Part 2

I received many shocked responses to last week’s post “The 500 Year Plan”. “Is this really possible?”, wrote one. “Where is the catch?”, wrote another. Many said they ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading