Amar Pandit Profile

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Latest Posts

Learner versus Learned

Most people miss out the difference between a Learner and a Learned. Who would you rather be? I made my choice a long time back. I prefer to be a life-long learner than being a lea ….Read More

Which Quadrant do you want to be in?

Which Quadrant do you want to be in? Look at the Visual above with the 4 quadrants. The Visual is self-explanatory but nevertheless, let me ask you one more time “Which Quadrant ….Read More

Decision Making Quiz Continued

A sincere “Thank You” to all of you who responded with your thoughts and explanations. Majority of the responses I received were favouring option (b) and some chose bot ….Read More

Elon Musk is not a Financial Professional

Elon Musk is a genius. The meaning of genius in this context being a person with very high IQ. This statement is so very true. At the same time, what also seems true is that his Em ….Read More

Decision Making Quiz

Let us look at 2 decisions: a. You decide to invest in the last week of January before the market fell.  Then the market falls. b. You decide to exit out of the market in the last ….Read More

The Difference

Author Greg McKeown in his book “Essentialism” gives this brilliant example. Nathan Myhrvold, the former Chief Technology Officer of Microsoft has said (and then confirmed to m ….Read More

Launch of the HappyRich Investor Crypto Academy

Nothing sells better than an asset whose price keeps making headlines. If you are reading this, chances are you have come across Bitcoin and the Crypto world making new headlines ….Read More

Diversified or Deworsified

At a basic level, people understand diversification as “Don’t put all your eggs in one basket”. It is such a simple and powerful concept. The devil though lies in your litera ….Read More

3 Things an Emotionally Intelligent Investor Does:

1. Label your Emotions – Wrote about this last week 2. Pre-Commit to an Action – Refer to Ulyssesan Contract Post 3. Create a Gap Between Stimulus and Response. Holocaust S ….Read More

The Gorillas of Investing

The headline might seem a little off but there is a context that you will appreciate. Before I get into the details, I would like you to watch this video. (Watch it first and th ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading