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Latest Posts
Behavioral Finance
From Fear to $4 Trillion

Amar Pandit , CFA , CFP
It wasn’t that long ago, just a few months back that you and I could scroll through our feeds and see headlines screaming:
“Nvidia’s Rally Is Overdone.”
“China’s DeepSeek Threa ….
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July 15, 2025 | 7 Minute Read
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Nano Learning
The Only Real Wealth

Amar Pandit , CFA , CFP
Alfred Nobel once wrote, “Contentment is the only real wealth.”
At first glance, it sounds like a philosopher’s line: poetic, soft, maybe even impractical.
But stand in my shoes for ….
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July 11, 2025 | 3 Minute Read
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Featured
Letter to Mahesh Ramaswamy

Amar Pandit , CFA , CFP
It feels almost impossible to write these words. To speak of you in the past tense, when every part of me wants to believe I’ll see your familiar smile walking through that door any moment ….
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July 8, 2025 | 4 Minute Read
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Nano Learning
The Constant Battle

Amar Pandit , CFA , CFP
Imagine opening the newspaper on a Monday and seeing two headlines.
One says, “Tech Stocks Soar on Earnings Forecast.”
The other screams, “Trillions Wiped from Markets in Worst W ….
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July 4, 2025 | 2 Minute Read
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Philosophy of Money
Air and Money

Amar Pandit , CFA , CFP
We need air to breathe.
But do we need all the air in the world? Do we need unlimited air? Do we need to hoard it, fearing that one day it might run out?
No.
We just need enough. Enough t ….
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July 1, 2025 | 5 Minute Read
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Nano Learning
Do I really need this?

Amar Pandit , CFA , CFP
How many times have you thought, “That’s nice,” only to feel “I must have that!” a few moments—or swipes—later?
This visual captures one of the most profound truths of modern ….
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June 27, 2025 | 3 Minute Read
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Featured
Dear Raj, It’s Not Gambling—It’s Ownership

Amar Pandit , CFA , CFP
Raj Khanna is a successful business owner.
He’s built something meaningful over years of effort, risk, and determination.
So when he told my colleague, “I’m happy to invest as long a ….
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June 24, 2025 | 6 Minute Read
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Nano Learning
Real Investing Starts Where the Textbook Ends

Amar Pandit , CFA , CFP
Warren Buffett once said, “Stocks often trade at foolish prices, both high and low. Efficient markets exist only in textbooks.”
And he couldn’t be more right.
Textbooks will tell you tha ….
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June 20, 2025 | 2 Minute Read
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Philosophy of Money
What Makes a Person Truly Rich?

Amar Pandit , CFA , CFP
Henry Ward Beecher once wrote:
“It is the heart that makes a man rich. He is rich according to what he is , not according to what he has.”
Most people today would scroll past a quote l ….
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June 17, 2025 | 7 Minute Read
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Nano Learning
The Financial Health Prescription

Amar Pandit , CFA , CFP
This image might look like a light-hearted “prescription,” but its message is profoundly serious.
It captures the emotional and behavioral side of money better than most financial textb ….
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June 13, 2025 | 3 Minute Read
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About Amar Pandit
Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.
Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.
Show LessAmar's Philosophy
It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.
What Amar's Reading
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Living Into Leadership: A Journey in Ethics
Book By : Bowen H. McCoy
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High Performance Habits: How Extraordinary People Become That Way
Book By : Brendon Burchard