Amar Pandit Profile

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Latest Posts

The Shock Market

Webster defines “shock” as to cause surprise or a state of being disturbed. Every stock market investor knows that it is normal for the market to experience a temporary decline eve ….Read More

The Endless Chase vs. The Freedom of Enough

Morgan Housel’s quote, “Money buys happiness in the same way drugs bring pleasure: incredible if done right, dangerous if used to mask a weakness, and disastrous when no amount i ….Read More

The Random Stranger

Imagine someone comes up to you on the street and asks for a large sum of money. You don’t know this person. You don’t know their intentions, their background, or what they’l ….Read More

The Bad Decision

Every decision to sell over the last fifty years has been a bad decision – Josh Brown This quote, "Every decision to sell over the last fifty years has been a bad decisio ….Read More

The Myth of Relative vs. Absolute Returns

“Your portfolio is very good, but these are relative return strategies,” said Priya, a wealth manager, to Tarun, a senior chartered accountant. “You need an absolute return s ….Read More

Smart Investors Do This

This visual conveys a powerful lesson: Smart investors prepare for bad times during good times. It’s easy to feel secure when markets are doing well, when portfolios are growing, ….Read More

BUY and BUILD

Dear Investor, I want to introduce you to a strategy that might seem simple, but it’s one of the most powerful ways to build wealth over time. It’s not about trying to time th ….Read More

What kind of patient are you?

Imagine a patient walking into a doctor’s office, insisting on which medicine they should be prescribed. Picture them confidently dictating the dosage and treatment plan. What do ….Read More

The Real Power of an Investment Strategy

“Why does the market keep going up and down? Rather why does it have to go down?” asked Reena looking frustrated. She had been watching her portfolio closely, and recent dips made ….Read More

The Price to Pay

This visual captures a fundamental truth about investing: the price of high long-term returns is perpetual short-term uncertainty and volatility. In other words, the reward for sta ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading