Amar Pandit Profile

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Latest Posts

The Price to Pay

This visual captures a fundamental truth about investing: the price of high long-term returns is perpetual short-term uncertainty and volatility. In other words, the reward for sta ….Read More

Finding Peace in Your Financial Life

When was the last time you thought about your money and felt truly peaceful? If you’re like most people, the answer is probably “rarely, if ever.” And that’s the core issue ….Read More

Emerson’s Wisdom for Investors

Ralph Waldo Emerson wisely said, “It requires a great deal of boldness and a great deal of caution to make a great fortune, and when you have it, it requires ten times as much sk ….Read More

Why the Sensex of Tomorrow Doesn’t Matter—But the Sensex of 2030 and 2047 Does

Where will the Sensex be tomorrow? Or next week? Perhaps even next month? Is this the right time to invest? Investors ask these questions all the time. But the truth is, these ques ….Read More

Saving versus Investing

Saving is the foundation of financial security. It’s where most people start. You set money aside for emergencies, for peace of mind. But there’s a limit to how far saving can ….Read More

The Costly Illusion of Exclusivity

In the previous post, we explored how wealthy investors are often lured into complex and exclusive financial products that promise superior outcomes.

A Poem to Remember

In a world where money is often pursued, There’s a concept both noble and shrewd. Not just to be rich in coins and gold, But to live a life that’s joyous and bold.

Rich and Poisoned: From Quack Medicine to Quack Investments

Let’s begin with a question for you, “Before the 1700s, which members of society do you think had the shortest lives?” By members, I mean the poorest, the middle class, affluen ….Read More

The Best Investors

Nick Sleep’s words carry deep wisdom. “The best investors are not investors at all. They are entrepreneurs who have never sold.” This statement is both profound and counterin ….Read More

A Letter From Your Future-Self

Dear Present Self, It’s me—your future self. I know you’re feeling the weight of the market decline right now. The media is screaming headlines. Your phone is buzzing with n ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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