Amar Pandit Profile

Everything you need to know to live your Happiest Financial Life possible

Simple yet powerful ideas that you can implement yourself

Subscribe and join thousands like you!

Thanks for subscribing!

You have been added to our mailing list and will update you about our latest blog posts.

Latest Posts

3 Things an Emotionally Intelligent Investor Does:

1. Label your Emotions – Wrote about this last week 2. Pre-Commit to an Action – Refer to Ulyssesan Contract Post 3. Create a Gap Between Stimulus and Response. Holocaust S ….Read More

The Gorillas of Investing

The headline might seem a little off but there is a context that you will appreciate. Before I get into the details, I would like you to watch this video. (Watch it first and th ….Read More

This is the Correct Order…

Most people invest this way: Portfolio comes First  Plan – Depends on the Market or Media Goals – What the hell is this?  The wise ones follow this order:  Goals ….Read More

Label your Emotions

There is a Chinese curse that says “May you live in interesting times”. Come to think of it, we are indeed living in interesting times. On the one hand, SpaceX (led NASA’s mi ….Read More

What came First?

Let me ask you an interesting question. What came first? No, I am not asking about the chicken or the egg. What came first amongst these 3 – Central Bank, Common Stock (equity) a ….Read More

The Hungry Lion Questionnaire

Let me ask you a question “What will you do if the stock market falls?” Think about it. What will be your response? Now I give you 3 options: a. Invest More b. Sta ….Read More

Return Free Risk Continued

I abruptly ended my previous post as there were too many important points that came up while I was writing it. If you wish to reread the previous post, click here. I ended ….Read More

Risk Free Return or Return Free Risk

Risk Free Return is such a misused term in Finance and Investing. Just because it is labelled so, we literally believe that the Returns are Risk Free. However, when the word “Ris ….Read More

The Free Locker

I received a lot of appreciation for this week’s post “What an Amazing Business?” If you have not read it already, I would encourage you to check it out. I also thought of do ….Read More

What an Amazing Business

Can you take a guess about the industry I am referring to? The award clearly goes to the Banking industry. It is an outstanding business and here is my oversimplified take on it. T ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

Read More

Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

Show Less

Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

Read More

What Amar's Reading