Amar Pandit Profile

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Latest Posts

All You Have To Do Is Stay

My elder daughter Reet is going to love this post (I can feel that as I am writing it). The younger one Preet did when I simply shared the headline with her. Why? You will figure t ….Read More

Two Things About Enough

No matter how much you have, two things will always be simultaneously true: You don’t have enough. You have more than enough. It doesn’t matter what we’re talking about.

The Paradox of Inaction

I heard an interesting line on a podcast- It’s amazing how physically exhausting it is to do nothing.   Have you ever noticed/observed this phenomenon?   I don’t know whe ….Read More

Enough versus More

John D. Rockefeller (considered as the richest man in history) was once asked, “How much money is Enough?”   His response, “Just a little More.”   What does this tell ….Read More

Computers and Mutual Funds

A long time ago, in the late 1980s, the company I was then working for, besides doing bespoke software development, was also into manufacturing and sale of computer hardware. Users ….Read More

Noise, Information and Useful Stuff

Do me a favour. Try to remember a time when you read or heard something about money in the news, you acted on it, and then, with the benefit of hindsight, you were glad you did. ….Read More

The Missing Millionaires and Billionaires

After reading last Tuesday’s post (What’s the Latest?), a dear reader wrote to me, “Amar, I loved this post, but I didn’t understand the last line of your post. What did yo ….Read More

Volatility Laundering…

I believe you would have heard the term Money Laundering, but have you heard the term volatility laundering? Can you guess what that is? While it comes in various flavours, one t ….Read More

What’s The Latest?

A funny incident happened last week as I was speaking with a few of my cousins… One of them (a doctor) said, “Thanks to your colleague, I was able to buy a property in Dadar. T ….Read More

The Formula for Investing Success

The mindset of being optimistic about the future. The courage to just start (investing)…If I must add a word here, it would be early…The earlier the better…

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading