Amar Pandit Profile

Everything you need to know to live your Happiest Financial Life possible

Simple yet powerful ideas that you can implement yourself

Subscribe and join thousands like you!

Thanks for subscribing!

You have been added to our mailing list and will update you about our latest blog posts.

Latest Posts

Works in Progress

 There is a brilliant Daniel Gilbert quote that I ask you to meditate on:  “Human beings are works in progress that mistakenly think they are finished.”   We were a work ….Read More

How to Not Realize the Investment Outcomes You Want

I had experimented with a different format on my (The Blog for Real Financial Professionals) a few weeks ago. A lot of people loved the post (and the ….Read More

The Investors at Most Risk

Let me set the context for this Nano with a simple question…   What kind of investors carry the most risk?   I know what you are thinking…The ones who take the biggest r ….Read More


“Mathism” – A word I coined to represent the tendency of forcibly converting everything into and justifying everything by, a mathematical equation, just to lend respectabilit ….Read More

The Stupidest Reason to Buy and Sell

Warren Buffett gave the answer to the first part of the headline…   What do you think is the reason?   He wrote, “The stupidest reason in the world to buy a stock is beca ….Read More

Money Problems and Money Worries

I have edited most of what I had written for today’s post as I wanted to keep it light. Because the topic that I am about to bring up is very nuanced and critical. The reality is ….Read More

What’s Worse?

Let me ask you a simple question…   Between the two below mentioned options, what’s worse…   Buying at the Top   Selling at the Bottom

2500 Years of Enough

Even after 2500 (or rather thousands of) years, we don’t seem to have an answer for these questions…What is Enough? Is this Enough? How much is Enough?

Never or Always

It never seems like a good time to buy…but the truth is it’s always a good time to buy for a long term (decades) investor…One who is investing for decades…and not days, mon ….Read More

All Wealth is Relative

I read an interesting quote by American comedian and actor Chris Rock. Not only did I read it once, I read it a few times because it’s not just funny, but it’s also real and de ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

Read More

Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

Show Less

Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

Read More

What Amar's Reading