Amar Pandit Profile

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Latest Posts

A Tweet to remember 🐩

I had seen a tweet by someone a few weeks back. I normally save it if I intend to write a post on it. Unfortunately, I missed saving it, but I will reproduce it based on what my me ….Read More

The 2 Types of Gratification

As you already know, there are 2 types of gratification: Instant and Delayed. This Nano hopes to give you a fresh perspective on it. Let’s take the example of writing. A Tweet, I ….Read More

The Basic Laws of Human Stupidity

The headline of this post is actually the title of a brilliant 86-page book by Carlo M. Cipolla (1922-2000), an economic historian and a professor at University of California Berke ….Read More

8 Words to become and REMAIN Wealthy

Do the Boring Things Continue the Boring Things The mistakes and sins in investing are committed when we want to do exciting things just because everyone else is doing it. This is ….Read More

The Digital Gold of the Future is not Gold!

Does this headline make sense? It does and it does not at the same time. Anyway, let us dive into the post. Even Gold-Obsessed Indians are pouring Billions into Crypto. This was th ….Read More

The 2 Subjects to Study for becoming a Wise Investor!

What do you think the answer is? I have asked this question to many, and I often get responses such as Finance, Investing, Stock Markets, Trading, Mutual Funds, Derivatives and so ….Read More

Imagine the Future!

Before you imagine the future, let us go back to 1995. The defining moment for many was the birth of the internet. How many of us would have been able to bet on the Internet?How ma ….Read More

This is how most people invest in Equity or Crypto

They look at the price going up – Wait Then they look at their friends making money – They Wait Then they look at their neighbours making money – They wait Then t ….Read More

The Price for the Next 300% Up Move

I received some fantastic responses for “The Next 300%” post. It was an “AHA” moment for many. If you have not read it, I would encourage you to check it out. While we all ….Read More

The meaning of Real Diversification

I had written a post about Diversified or Deworsified some time back. Many of you loved it and I got some interesting feedback. I will not go very technical (or consider all nuan ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading