Amar Pandit Profile

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Latest Posts

The New Line to Memorize

While the Robinhood of the 21st Century (Last Week’s Nano) is doing its job of turning people into traders (while believing they are investing), how could the Banks in the US be ….Read More

The Robin Hood of the 21st Century

What comes to your mind when you hear the word “Robinhood”? Robin Hood was the legendary English outlaw who stole from the rich and gave to the poor. While I would love ….Read More

The 200X Fund

I generally do not write about specific funds but the insightful lesson and thoughts for investors in this particular fund surely makes for an interesting read. I hope you enjoy th ….Read More

The Thing called “Hope”

“Hope is not a Strategy” is a lovely book that I had read 18 years back. The phrase “Hope is not a Strategy” has now become a cliched business mantra used by executives all ….Read More

The Challenge

Many of you loved my “91 and still compounding” post. In case you cannot recollect it, click the above link, and read the post. It’s a simple yet powerful post. This one bui ….Read More


One of my favourite quotes is from Shakespeare’s Hamlet: “There is nothing good or bad but thinking makes it so.” I am not getting into the meaning of this line in Hamlet, b ….Read More

The Victory Dance

The headline of a prominent Indian financial daily (25th September) read “SENSEX-AGENARIAN- Rocking at 60,000”. 2 micro headlines in that same post were “Sensex Valuation Low ….Read More

Correlation and Causation

What comes to your mind when you think of Correlation and Causation? They seem jargonish and boring right! I think so too. Correlation is a statistic used in the investment spac ….Read More


I think by the time you read this post; you would have heard this word “Evergrande”. If you have not that is absolutely fine too. You have not missed much. I will get to that w ….Read More

Simple = Difficult

The headline of this Nano could come across as ironic but nonetheless it is so true that it almost seems like a formula. Don’t believe me yet. You will by the end of this Nano. S ….Read More

About Amar Pandit

Amar is a CFA Charterholder from CFA Institute, Virginia, USA and a Certified Financial Planner. He is also an alumnus of the Wharton School of the University of Pennsylvania.

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Amar Pandit is the Founder of several companies that are making a Happy difference in the lives of people. His first one was “My Financial Advisor”, the happiest and best Private Wealth Management Firm that helps High Net worth Business Owners, Corporate Executives, Doctors and Celebrities to make smart and informed choices about money. He is currently the Founder of Happyness Factory, a world-class online investment & goal-based financial planning platform through which he aims to help every Indian family save and invest wisely. He is very passionate about spreading financial literacy and does so through his sharp and analytical columns published regularly in leading financial dailies, publications and portals. He is the author of 4 bestselling books (+ 2 more to release in 2020), 8 Sketch Books and 700 + columns for various newspapers such as Economic Times, Business Standard, Times of India, DNA, Hindustan Times, Mint, Indian Express and magazines. He has developed a board game “Financial Premier League" which is a fusion of cricket and personal finance. Besides this, he has developed Corporate Workshops on Financial Literacy and has developed the first financial literacy program for children between the age group of 5 and 12.

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Amar's Philosophy

It’s a myth that More Money = Happiness.
Yes, we have all heard that it is better to cry in a BMW than cry on the road. However, what matters at that point is that you are crying and unhappy. Your location is not relevant, you are just like the other person crying on the road. The point is that if “More Money = Happiness” were indeed true, the richest people would also be the happiest; the most seemingly beautiful and rich people would not be depressed.

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What Amar's Reading