The Only Certain Thing

Amar Pandit , CFA , CFP

November 26, 2021 | 2 Minute Read

The Only Certain thing in Investing is Uncertainty.

There is nothing called Safety. It’s an illusion. We will never be totally safe. No one actually is.

When we aim for safety, we actually end up taking risks (unknowingly).

The risk of not beating Inflation. The risk of not being able to maintain our lifestyle.

The risk of outliving our money. The risk of doing silly things under the garb of safety (structured products).

Embrace Uncertainty for it’s the only certain thing in Investing.

Similar Post

Nano Learning

Stars and Returns

Amar Pandit , CFA , CFP

While there is no direct connection between the two words of the headline, metaphorically there is a powerful connection.James Clear (Author of Atomic Habits) wrote, “The brillia ....Read More

7 October, 2022 | 1 Minute Read

Nano Learning

Gold, God and Code

Amar Pandit , CFA , CFP

How times change quickly across generations?In the context of money, first it was “In Gold We Trust.”Then it was (rather is), “In God We Trust.” N ....Read More

12 August, 2022 | 2 Minute Read

Nano Learning

The Biggest Bias

Amar Pandit , CFA , CFP

Behavioral scientists and researchers have identified and written about a wide array of cognitive biases. While the exact number can vary depending on the source, one of the most c ....Read More

9 February, 2024 | 2 Minute Read

Nano Learning

The Market is Too High

Amar Pandit , CFA , CFP

Before you jump to any conclusion, let me make a clear disclosure. I am not making a forecast (not that I ever do). The headline “The Market is Too High” is simply the title of ....Read More

10 February, 2023 | 2 Minute Read

Nano Learning

Sizing of Positions: Part II

Amar Pandit , CFA , CFP

This is a continuation of last week's Nano on Sizing of Positions as I wanted to get an important point across. While I had written lines, I chose to edit all of those as I felt th ....Read More

29 March, 2024 | 2 Minute Read

Nano Learning

The 100 Word Financial Plan

Amar Pandit , CFA , CFP

The 100 Word Financial Plan• 6-12 months of Contingency Funds.• 20-40X of your Annual Income -Term Plan.• Insure your Health and Assets.• First Save 25% of ....Read More

29 May, 2020 | Minute Read