If you ever doubted the power of staying invested—and staying tax-efficient—this visual says it all.

Start with $1. Double it 20 times.

Tax-free, that $1 becomes over $1 million.

But if you pay a 25% tax on gains every time you switch or sell?

You’re left with just $72,570.

Same starting point.
Same doubling.
Same math.

The only difference?

Taxes – and your behavior.

This is not about being anti-tax.

It’s about breaking the chain of compounding.

Because compounding works best when left undisturbed.

Every time you exit and re-enter—because of fear, noise, timing, or even overconfidence—you take a bite out of your future. A bite that compounds in reverse.

Many investors don’t realize how compounding is not just about what you earn—it’s about what you keep.

You can’t compound what you constantly interrupt.

Most investors think compounding is about choosing the best fund or asset class.

But true compounding comes from behavior.

From patience.

From staying the course.

From avoiding unnecessary actions that trigger tax.

Every time you switch in and out, every time you panic and sell, every time you chase the next big thing—you’re shrinking your future.

Warren Buffett didn’t become one of the richest people in the world by finding perfect investments.

He did it by staying invested.

Letting the power of time and tax efficiency do the heavy lifting.

So next time you feel the itch to act—ask yourself:
Is this helping my compounding?
Or am I giving away compounding to taxes and slowing down my future?

You don’t need 100 different moves.
You need one right strategy that you build on consistently.

Not buy and hold in the way most people dismiss it—as passive or inactive.

But Buy and Build—
Buy every month.
Buy when the markets are down.
Buy when others hesitate.
Build with intention.

And let time and tax-efficiency do the heavy lifting.
That’s how wealth is really created.