Everyone is trying to democratize investing.

That’s what they say.

Except most don’t understand what it really means.

They confuse democratization with access.

Giving access is easy.

Launch an app.

Lower the fees.

Let everyone trade.

Sounds great.

But is this really democratizing investing?

Or is it just making gambling easier?

Democratization should mean education.

It should mean empowerment.

It should mean helping people build wealth, not just place bets.

But look at what’s happening.

People with no experience are thrown into complex markets.

They are encouraged to trade. 

Buy now. Sell now.

Make quick money.

Short-term thinking is rewarded.

Speculation is disguised as investing.

This is not democratization.

It’s just more noise.

The real democratization of investing is different.

It means helping people understand risk.

It means teaching patience.

It means showing them the power of compounding.

It means guiding them to own great businesses, not just chase stocks.

But that’s not exciting.

Telling people to buy and build for decades doesn’t sell.

So, they push trading instead.

They promote the illusion of easy wealth.

They turn the stock market into a casino.

And then they call it democratization.

The truth is, real investing is boring.

It’s not about fast money.

It’s about slow, steady growth.

It’s about financial security.

It’s about staying invested through cycles.

It’s about playing the long game.

Real democratization of investing would focus on this.

Not just making it easier to trade.

But making it easier to build lasting wealth.

Less gambling.

More ownership.

Less speculation.

More education.

That’s the real game.

And that’s what investors deserve.